Retirement
Common FAQs for low means residents
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This paper shares some common queries around the technicalities for low means residents.

The FAQs in this paper relate to those who enter residential aged care from 1 July 2014. Any rates and thresholds used are as at 1 May 2020 and includes the new deeming rates of 0.25% and 2.25%, effective 1 May 2020.

Who can qualify as a low means resident?

A resident will be classified as 'low means' if their means tested amount (MTA) is less than the maximum accommodation supplement (MAS) at the time of entry.

The MAS is currently $58.19 per day.

The resident's MTA is based on their assessable assets and assess- able income for aged care purposes. Assessable assets and income for aged care purposes are broadly the same as assessable assets and income for social security pension purposes, but also include:

  • the value of any lump sum accommodation payments in assessable assets
  • the person's social security payment in assessable income (e.g. their Age Pension or service pension), but excluding the Energy supplement and minimum pension supplement
  • the value of the former home up to $171,535.20 (each for couples) in assessable assets if there is no protected person. occupying the home. The entire value of the home will be excluded from aged care means testing if a protected person occupies the home.
Can a low means resident's status change after entry?


When a person enters residential aged care, their assets and income are assessed at the time of entry. If assessed as a low means resident, they will remain a low means resident while they continue to receive services from the same aged care facility.

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