Volume 14 Number 1

Volume 14 Issue 1

Ethics & Governance

Post-Royal Commission: Winning the long game for practices and licensees

TOM REDDACLIFF | Comments | FRIDAY, 12 APR 2019

The original version of this paper was written in August 2018 - however, we cannot ignore the potential implications of the Hayne Royal Commission Final Report (RC report). As such, we have updated our ... The ... Read more

Investment

Emerging markets: What matters long-term

ROBERT ALMEIDA JR | Comments | FRIDAY, 18 JAN 2019

For centuries the investment industry has been plagued by storytelling and chart chasing. In the 1600s, it was tulip bulbs in the Netherlands. In the early 1700s, it was securities issued by the South ... For ... Read more

Is this another diversification trap?

ROGER MONTGOMERY | Comments | FRIDAY, 25 JAN 2019

In the wake of the global financial crisis (GFC), index ETFs were meant to offer risk-averse investors a safe and easy way to gain diversification. But nine years into the global market's bull run, they ... In ... Read more

Australia 2019 Market Outlook

RANDAL JENNEKE | Comments | FRIDAY, 8 FEB 2019

For the better part of the last two years, we have been positive about the broader economic outlook, confident that improving global growth and strong corporate earnings would drive markets higher. At ... For ... Read more

Never a better time to boost bank capital

DAMIEN WOOD | Comments | FRIDAY, 15 FEB 2019

It is not often you will get this writer singing the praises of our bank regulator. But the recent discussion paper released by APRA on how to increase capital to meet global standards for our major ... Read more

Insurance

Income protection and the economic cycle

GREG MARTIN | Comments | FRIDAY, 1 MAR 2019

Discontent is engulfing the retail income protection insurance sector. This is not surprising given income protection claims have doubled in the last ten years. The steep trajectory of claims costs is ... Discontent ... Read more

Retirement

Receiving help at home to support ageing needs

LINDA BRUCE | Comments | FRIDAY, 1 FEB 2019

Ageing populations across western industrialised nations like Australia are a result of increased life expectancy and lower birth rates. In fact, as at 30 June 2018, our nation had over 3.9 million people ... Ageing ... Read more

Taxation & Estate Planning

Five important super estate planning considerations

WILLIAM MOLONEY | Comments | WEDNESDAY, 20 FEB 2019

Helping clients with their estate planning needs is a vital aspect of the financial planning process with superannuation being an important component of the plan. The 2017 super reforms were wide ranging ... Helping ... Read more

To use or defer concessional super contributions

SCOTT QUINN | Comments | FRIDAY, 8 MAR 2019

With the ability to use catch-up concessional contributions starting from 1 July 2019, we've been asked the following question by an adviser: If my client realises a large capital gain next financial ... With ... Read more

Taxing times for investors

DON HAMSON | Comments | FRIDAY, 5 APR 2019

The ALP is proposing a raft of tax changes that will negatively impact after tax outcomes for many Australian investors should they be enacted. Arguably the most controversial is the removal of cash ... Read more

Applied Financial Planning

Total superannuation balance and limited recourse borrowing arrangements

JOSEPH CHEUNG , DANIEL BUTLER , BRYCE FIGOT | Comments | FRIDAY, 11 JAN 2019

If the Treasury Laws Amendment (2018 Superannuation Measures No. 1) Bill 2018 (Bill) becomes law, an individual member's total superannuation balance (TSB) may be increased by their share of the outstanding ... If ... Read more

The value of additional aged care advice

ESABEL THINNAKONE | Comments | FRIDAY, 15 MAR 2019

There is a common misconception that aged care advice is only needed when a client first enters residential aged care and there is no benefit from additional advice after the point of entry. However ... There ... Read more

Latest News


Vanguard pilots new robo offering ELIZABETH MCARTHUR \| 11:52AM According to documents filed with the Securities and Exchange Commission, Vanguard is launching a new digital-only financial planning service through Vanguard Advisors.	Licensee faces hefty remediation bill ELIZABETH MCARTHUR Australian financial services license holder ClearView Financial Advice has been hit with a remediation bill for $730,000.

Allianz Retire+ to research retirement transition HARRISON WORLEY Allianz Retire+ is partnering with Macquarie University in a three-year research project to better understand the impact of holistic advice on retiree happiness.	CommSec responds to sale rumours ELIZABETH MCARTHUR CommSec is being coy about rumours Ord Minnett is poised to purchase its advisory unit.

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Cover Story

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From the ground up

SUSANNE DAHN
EXECUTIVE DIRECTOR
PITCHER PARTNERS INVESTMENT SERVICES PTY LTD

In the late 1990s, Sue Dahn marched into a mid-tier accounting practice and did the unthinkable; taking a blank canvas and transforming it into a $5 billion wealth management business. Jamie Williamson writes.

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Expert Feed

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Kate Whiteley Chief Executive Officer Financial Education Professionals	Pat Garrett Chief Executive Officer Six Park	Eugene Ardino Chief Executive Officer Lifespan Financial Planning	Josh Dalton Director Dalton Financial Partners
Hiking the AFSL Trail	Robo awakening in Australia	Government should increase access to advice, not reduce it	No more us versus them
ASIC is scrutinising AFS license applications very closely - one slip and all your hard work is undone; your application is rejected and suddenly you ...	As the co-founder of one of Australia's first robo-advisers, I'd like to illuminate some similarities and differences between the financial landscapes ...	The release of ASIC's Report 627 Financial advice: What consumers really think, highlighted that among Australians who have received professional ...	If we're truly going to serve consumer best interests, industry funds must work with financial advisers. I've started to embrace working with industry ...
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