Volume 14 Number 1

Volume 14 Issue 1

Ethics & Governance

Post-Royal Commission: Winning the long game for practices and licensees

TOM REDDACLIFF | Comments | FRIDAY, 12 APR 2019

The original version of this paper was written in August 2018 - however, we cannot ignore the potential implications of the Hayne Royal Commission Final Report (RC report). As such, we have updated our ... The ... Read more

Investment

Emerging markets: What matters long-term

ROBERT ALMEIDA JR | Comments | FRIDAY, 18 JAN 2019

For centuries the investment industry has been plagued by storytelling and chart chasing. In the 1600s, it was tulip bulbs in the Netherlands. In the early 1700s, it was securities issued by the South ... For ... Read more

Is this another diversification trap?

ROGER MONTGOMERY | Comments | FRIDAY, 25 JAN 2019

In the wake of the global financial crisis (GFC), index ETFs were meant to offer risk-averse investors a safe and easy way to gain diversification. But nine years into the global market's bull run, they ... In ... Read more

Australia 2019 Market Outlook

RANDAL JENNEKE | Comments | FRIDAY, 8 FEB 2019

For the better part of the last two years, we have been positive about the broader economic outlook, confident that improving global growth and strong corporate earnings would drive markets higher. At ... For ... Read more

Never a better time to boost bank capital

DAMIEN WOOD | Comments | FRIDAY, 15 FEB 2019

It is not often you will get this writer singing the praises of our bank regulator. But the recent discussion paper released by APRA on how to increase capital to meet global standards for our major ... Read more

Insurance

Income protection and the economic cycle

GREG MARTIN | Comments | FRIDAY, 1 MAR 2019

Discontent is engulfing the retail income protection insurance sector. This is not surprising given income protection claims have doubled in the last ten years. The steep trajectory of claims costs is ... Discontent ... Read more

Retirement

Receiving help at home to support ageing needs

LINDA BRUCE | Comments | FRIDAY, 1 FEB 2019

Ageing populations across western industrialised nations like Australia are a result of increased life expectancy and lower birth rates. In fact, as at 30 June 2018, our nation had over 3.9 million people ... Ageing ... Read more

Taxation & Estate Planning

Five important super estate planning considerations

WILLIAM MOLONEY | Comments | WEDNESDAY, 20 FEB 2019

Helping clients with their estate planning needs is a vital aspect of the financial planning process with superannuation being an important component of the plan. The 2017 super reforms were wide ranging ... Helping ... Read more

To use or defer concessional super contributions

SCOTT QUINN | Comments | FRIDAY, 8 MAR 2019

With the ability to use catch-up concessional contributions starting from 1 July 2019, we've been asked the following question by an adviser: If my client realises a large capital gain next financial ... With ... Read more

Taxing times for investors

DON HAMSON | Comments | FRIDAY, 5 APR 2019

The ALP is proposing a raft of tax changes that will negatively impact after tax outcomes for many Australian investors should they be enacted. Arguably the most controversial is the removal of cash ... Read more

Applied Financial Planning

Total superannuation balance and limited recourse borrowing arrangements

JOSEPH CHEUNG , DANIEL BUTLER , BRYCE FIGOT | Comments | FRIDAY, 11 JAN 2019

If the Treasury Laws Amendment (2018 Superannuation Measures No. 1) Bill 2018 (Bill) becomes law, an individual member's total superannuation balance (TSB) may be increased by their share of the outstanding ... If ... Read more

The value of additional aged care advice

ESABEL THINNAKONE | Comments | FRIDAY, 15 MAR 2019

There is a common misconception that aged care advice is only needed when a client first enters residential aged care and there is no benefit from additional advice after the point of entry. However ... There ... Read more

Latest News


CountPlus firm makes acquisition KARREN VERGARA A CountPlus member firm has acquired the accounting revenues of a boutique advice firm.	Managed accounts inch to $80bn KARREN VERGARA Managed accounts assets continue to grow steadily, having hit nearly $80 billion despite setbacks caused by COVID-19.

Advice too expensive, hard to access: FPA ALLY SELBY New research has revealed COVID-19 has altered Australian spending behaviour, with more households in a fragile financial position than ever before and facing reduced access to financial advice.	CFS partnership to sustain advice industry ANNABELLE DICKSON Colonial First State has entered into a partnership with graduate coaching provider Striver in order to drive graduates into the financial advice industry.

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In safe hands

HUGH ROBERTSON
MANAGING DIRECTOR
CENTAUR FINANCIAL SERVICES PTY LTD

Centaur Financial Services principal adviser Hugh Robertson doesn't need shortcuts. His business is built on a philosophy of sticking to the fundamentals and staying the course. Even with all the curve balls 2020 has to throw, he's confident the tried and true will prevail. Elizabeth McArthur writes.

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Simon Carrodus Solicitor Director The Fold Legal	Dawn Thomas Senior Financial Adviser Wealthwise	Scott Bunny Managing Director & Senior Consultant B & K Consulting	Paul Barrett Co-Founder Absolute Wealth Advisors
Managed accounts and FASEA	The new normal for financial advisers	Why mentoring matters	Are you ready for a high net wealth divorce?
I've always enjoyed irony, so the irony wasn't lost on me when I first read Standard 3 of the FASEA Code of Ethics (Standard 3). It's ironic ...	During these unpredictable times, it's understandable that people are feeling high levels of uncertainty. All aspects of our lives - from health, work ...	It's been a year unlike no other we've experienced. The financial planning profession has had an unprecedented year of change and as a result ...	COVID 19 is driving up divorce rates across the country and family law offices expect the numbers to keep surging over the coming months. High net worth ...
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