FS Advice - Volume 14 Number 1

Volume 14 Issue 1

Ethics & Governance

Post-Royal Commission: Winning the long game for practices and licensees

TOM REDDACLIFF | Comments | FRIDAY, 12 APR 2019

The original version of this paper was written in August 2018 - however, we cannot ignore the potential implications of the Hayne Royal Commission ... Read more

Investment

Emerging markets: What matters long-term

ROBERT ALMEIDA JR | Comments | FRIDAY, 18 JAN 2019

For centuries the investment industry has been plagued by storytelling and chart chasing. In the 1600s, it was tulip bulbs in the Netherlands. In the ... Read more

Is this another diversification trap?

ROGER MONTGOMERY | Comments | FRIDAY, 25 JAN 2019

In the wake of the global financial crisis (GFC), index ETFs were meant to offer risk-averse investors a safe and easy way to gain diversification. ... Read more

Australia 2019 Market Outlook

RANDAL JENNEKE | Comments | FRIDAY, 8 FEB 2019

For the better part of the last two years, we have been positive about the broader economic outlook, confident that improving global growth and strong ... Read more

Never a better time to boost bank capital

DAMIEN WOOD | Comments | FRIDAY, 15 FEB 2019

It is not often you will get this writer singing the praises of our bank regulator. But the recent discussion paper released by APRA on how to ... Read more

Insurance

Income protection and the economic cycle

GREG MARTIN | Comments | FRIDAY, 1 MAR 2019

Discontent is engulfing the retail income protection insurance sector. This is not surprising given income protection claims have doubled in the last ... Read more

Retirement

Receiving help at home to support ageing needs

LINDA BRUCE | Comments | FRIDAY, 1 FEB 2019

Ageing populations across western industrialised nations like Australia are a result of increased life expectancy and lower birth rates. In fact, as ... Read more

Taxation & Estate Planning

Five important super estate planning considerations

WILLIAM MOLONEY | Comments | WEDNESDAY, 20 FEB 2019

Helping clients with their estate planning needs is a vital aspect of the financial planning process with superannuation being an important component ... Read more

To use or defer concessional super contributions

SCOTT QUINN | Comments | FRIDAY, 8 MAR 2019

With the ability to use catch-up concessional contributions starting from 1 July 2019, we've been asked the following question by an adviser: If ... Read more

Taxing times for investors

DON HAMSON | Comments | FRIDAY, 5 APR 2019

The ALP is proposing a raft of tax changes that will negatively impact after tax outcomes for many Australian investors should they be enacted. ... Read more

Applied Financial Planning

Total superannuation balance and limited recourse borrowing arrangements

JOSEPH CHEUNG , DANIEL BUTLER , BRYCE FIGOT | Comments | FRIDAY, 11 JAN 2019

If the Treasury Laws Amendment (2018 Superannuation Measures No. 1) Bill 2018 (Bill) becomes law, an individual member's total superannuation balance ... Read more

The value of additional aged care advice

ESABEL THINNAKONE | Comments | FRIDAY, 15 MAR 2019

There is a common misconception that aged care advice is only needed when a client first enters residential aged care and there is no benefit from ... Read more

Latest News


FPA launches Tinder for advisers ELIZABETH MCARTHUR The Financial Planning Association of Australia has launched a new online service to match Australians with their ideal financial adviser.	Average Aussie $560k richer with advice ELIZABETH MCARTHUR According to the new Value of an Adviser report by Russell Investments, financial advisers deliver value of at least 4.4% or more every year to their clients beyond investment-only advice.

Advice associations weigh in on member interests bill HARRISON WORLEY The peak bodies representing financial advisers have taken similar positions on the Government's latest round of superannuation reforms.	Adviser association rebrands, grows membership KARREN VERGARA The United Financial Advisers Association has re-emerged to grow its membership to 2500 advocating for several reforms in the advice sector.

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Cover Story

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From the ground up

SUSANNE DAHN
EXECUTIVE DIRECTOR
PITCHER PARTNERS INVESTMENT SERVICES PTY LTD

In the late 1990s, Sue Dahn marched into a mid-tier accounting practice and did the unthinkable; taking a blank canvas and transforming it into a $5 billion wealth management business. Jamie Williamson writes.

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Expert Feed

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Dante De Gori

Chief Executive Officer

FS Advice

The future of financial planning

There is absolutely a future for the profession of financial planning. The opportunities and the need for financial advice by Australians and, frankly ...

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Kate Howitt

Portfolio Manager

FS Advice

Why ESG has moved from nice-to-do to must-do

Environmental, social and corporate governance (ESG) factors are increasingly important to the investor community. Until recently, community expectations ...

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Sonia Cruz

Head of Licensing

FS Advice

Five reasons ASIC will reject your licence application

ASIC rejects 30% of AFS licences applications and 24% of credit applications. This article explains why it rejects applications and gives tips on how to ...

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John Dyall

Head of Investment Research

FS Advice

Headline returns don't tell the whole story

When I was younger I used to enjoy a good argument, or at least what I thought passed for one. Now I like to present information based on good data and ...

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Industry Events

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AUG

28-30

united. AFA Conference 19

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SEP

Best Practice Series: Managed Accounts Forum

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OCT

Best Practice Series: Retirement Income Forum

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NOV

27-29

FPA Professional Congress returns to Melbourne

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JUL

Advisers Big Day Out Bendigo

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