FS Advice - Volume 11 Number 2

Volume 11 Issue 2

Applied Financial Planning

Earning or yearning?

ROGER MONTGOMERY | Comments | FRIDAY, 24 JUN 2016

The S&P/ASX 100 (XTO) is a stock market index capturing Australia's top 100 companies by market capitalisation. It accounts for 63% (at April ... Read more

$1.6M balance cap examined: more tax on death benefits

DANIEL BUTLER | Comments | FRIDAY, 24 JUN 2016

The proposed $1.6 million superannuation balance cap will, if introduced, result in substantial changes from 1 July 2017 and is likely to generate ... Read more

The new recruit to your alpha team

RAEWYN WILLIAMS | Comments | FRIDAY, 24 JUN 2016

'Alpha' as an investment concept is well understood. It is the difference between a portfolio's actual return and the return expected from ... Read more

Developing financial knowledge

SPDR PRACTICE MANAGEMENT, STATE STREET GLOBAL ADVISORS | Comments | FRIDAY, 24 JUN 2016

Financial literacy is the ability to use knowledge and skills to manage one's financial resources effectively for lifetime security. It is a ... Read more

Retirement

Designing retirement solutions that deliver income for life

CRAIG HURT | Comments | FRIDAY, 24 JUN 2016

Regulation in our market is changing the way that retirement income solutions are built. This paper, developed with the global experience of both AXA ... Read more

The need for a richer suite of retirement products

JEFF ROGERS | Comments | FRIDAY, 24 JUN 2016

Designing appropriate investment strategies for retirees is more challenging today than it has ever been. In the past, nominal and real interest rates ... Read more

SM Bonds: A public-private partnership for longevity risk management

SHAUNA FERRIS | Comments | FRIDAY, 24 JUN 2016

There is a consensus of opinion: retirement income products which are currently available in the Australian market are not meeting the needs of our ... Read more

A new approach

KERRIE SYDEE , DAVID REED | Comments | FRIDAY, 4 MAR 2016

FS Advice spoke with 2015 AFA Adviser of the Year, David Reed, who believes that financial advice must move into a retirement coaching role to enable ... Read more

Retirement income adequacy - are we still making progress?

JOHN BURNETT , NICK WILKINSON | Comments | FRIDAY, 24 JUN 2016

While investment markets performed strongly from 2010 to 2014, there haven't been corresponding improvements in the projected retirement income ... Read more

Superannuation

Was the Federal Budget all bad news?

DAVID O'CONNELL | Comments | FRIDAY, 24 JUN 2016

It's now been several months since Scott Morrison handed down his first Federal Budget on 3 May 2016, with significant proposed changes to the ... Read more

International managed portfolios: A gateway for SMSFs to invest overseas

ANDREW ALCOCK | Comments | FRIDAY, 24 JUN 2016

According to the Australian Tax Office's (ATO) latest data, SMSFs have generally had very little exposure to overseas assets. This could be viewed ... Read more

Investment

The rise of the millennials

AMANDA YOUNG | Comments | FRIDAY, 4 MAR 2016

The financial industry and the products it supplies have always evolved to meet market challenges and opportunities. Today is no different. One of the ... Read more

What has everybody been worried about?

TODD MCCLONE | Comments | FRIDAY, 24 JUN 2016

Despite recent signs of improvement, investor sentiment about emerging markets has been fundamentally depressed over the past year. Relative to their ... Read more

Risk is in the eye of the beholder

SCOTT LAWRENCE | Comments | FRIDAY, 24 JUN 2016

With our investor's best financial interests in mind, how can we best navigate through the uncertainty of financial markets? ... Read more

Bonds Live to Die Another Day

ANDREW CORMACK | Comments | FRIDAY, 24 JUN 2016

The Australian pension industry is one of the fastest growing holders of retirement assets globally. Between 2005 and 2015 pension assets grew at an ... Read more

Investing in the grey boom

CHRIS DEVES | Comments | FRIDAY, 24 JUN 2016

Real estate, given its functional and intrinsic value, is a corollary of social forces. It is the brick-and-mortar response to how we live our lives ... Read more

Building a "Smart Carbon" portfolio

IAN SIMM | Comments | FRIDAY, 24 JUN 2016

The debate around the "carbon bubble", un-burnable carbon, stranded assets and fossil fuel divestment has attracted significant media and ... Read more

Latest News


Futuro ends AMP alignment JAMIE WILLIAMSON Futuro Financial Services has ended its partnership with AMP after seven years, becoming 100% privately-owned again.	Escala bought by growing US firm JAMIE WILLIAMSON Escala Partners is set to be acquired by a US-based wealth manager looking to expand its international footprint.

IOOF braces for new super package, grandfathered commissions changes KARREN VERGARA IOOF's bottom line will take a hit from the newly legislated Protecting Your Super package and the proposed removal of grandfathered commissions.	ClearView launches client-engagement guide KANIKA SOOD ClearView has launched a guide on how financial advisers can engage better with clients, in partnership with an academic.

Videos

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Airlie: Combining value and experience

Pathway to better

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Darren Beesley | Tackling retirement income risks

AMP: What clients ask about super

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Cover Story

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Reality check

PETER NONNENMACHER
DIRECTOR
MACARTHUR FINANCIAL PLANNING PTY. LIMITED

Celebrating 40 years in any job is a remarkable feat and to still love doing what you do after all those years is all the more impressive. Hillross Macarthur's Peter Nonnenmacher shares with Jamie Williamson his thoughts on the changing world of advice.

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Expert Feed

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Katie Johnston

Senior Associate

FS Advice

Deal breakers & deal changers in the financial planning M&A space

The financial services industry has seen blow after blow recently with the introduction of new Financial Adviser Standards and Ethics Authority (FASEA) ...

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Kate Fellows

Paraplanner

FS Advice

Why the paraplanning profession is here to stay

There is much conjecture surrounding the future of paraplanning, and with good reason. With artificial intelligence and machine-learning gaining momentum ...

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Jacqui Lennon

Head of Product and Customer Experience

FS Advice

Retiring with dignity requires superior income solutions

With the financial services industry being shaken up by the Hayne Royal Commission and greater government scrutiny, Australians are demanding greater transparency ...

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Shelley Banton

Executive General Manager, Technical Services

FS Advice

Potential problems with pension payments

There's no doubt the new rules and regulations associated with Super Reform are confusing. We are now seeing new issues starting to emerge that will have ...

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Industry Events

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