Volume 4 Number 3

Volume 4 Issue 3

Insurance

MARK PATTERSON | Comments | THURSDAY, 14 JAN 2010

Once upon a time, insurance lived in the realm of specialist risk advisers only. Today, through innovation, new technologies and necessity, insurance products have evolved and are simpler to understand ... Once ... Read more

Applied Financial Planning

Balancing act

MARK STORY | Comments | THURSDAY, 14 JAN 2010

Constantly re-weighting the asset mix according to changing market conditions provides the right tradeoff between performance and risk. Not knowing what to do with a lump-sum payout from an unexpected ... Constantly ... Read more

Shedding Light

MARK STORY | Comments | THURSDAY, 14 JAN 2010

Confronting entrenched prejudices towards 'all things financial' can be the first step towards adding value as a fee-based financial planner. We despise the share market, hate paying tax, loath ... Confronting ... Read more

Lies, Damned Lies and Housing Statistics

STEVE KEEN | Comments | THURSDAY, 14 JAN 2010

The RBA believes the Australian housing market wouldn't experience catastrophic effects like those of other OECD countries, especially the US. According to their numbers, house prices are no longer ... The ... Read more

Why Does Capital Protection Have to Be So Hard?

TONY RUMBLE | Comments | THURSDAY, 14 JAN 2010

The relevance of financial planners is under increasing scrutiny from investors and regulators. APRA's June 2009 paper Investment performance ranking of superannuation firms questions the value of ... The ... Read more

Grounded in simplicity

MARK STORY | Comments | THURSDAY, 14 JAN 2010

'Trouble-free' retirement solutions invariably belie the dark art of balancing tax-effectiveness with asset preservation, assurance of income - plus that all-important capital growth. 'Trouble-free' ... Read more

Taxation & Estate Planning

R&D Tax Credits - A Fresh Start

TRACEY MURRAY | Comments | THURSDAY, 14 JAN 2010

The Labour government's new R&D tax credit program seeks to motivate Australian companies with additional incentives to put more resources into research and development activities. The decision ... The ... Read more

Motivating Retirement Planning

LESTER WILLS | Comments | THURSDAY, 14 JAN 2010

For many Australians, retirement planning is a distant thought. According to Dr Lester Wills, many studies have already shown that a majority of us are not planning for retirement properly. In his paper ... For ... Read more

Investment Bonds - Useful in Clients' Retirement Savings and Estate Planning Strategies

TONY DI GIROLAMO | Comments | THURSDAY, 14 JAN 2010

Continuous changes made to the superannuation system, limitations on annual super contributions and a backlash against complex and investment structures due to the global financial crisis are a few reasons ... Continuous ... Read more

Project Managing the Contingency Planning Needs of SME Clients

RUSSELL HANNAH | Comments | THURSDAY, 14 JAN 2010

Russel Hannah believes that the most valuable asset of businesses are its people, and without key individuals, most small to medium-size businesses (SMEs) are unlikely to reach their full potential. ... Read more

Superannuation

Benefits Outside the Square II: Transitioning to Retirement - the Next Phase

DAVID ANDERSON | Comments | THURSDAY, 14 JAN 2010

In the last issue, David Anderson presented the first part of his paper on the Mercer research on employee retention strategies. In this second part, he explores the issues faced by having an aging population ... In ... Read more

Investment

Inflation - Say Hello to a Little Friend

DANIEL LIPTAK | Comments | THURSDAY, 14 JAN 2010

Daniel Liptak says that high inflation is usually associated with an economic environment that is high in fiscal deficits and reeling from severe economic shocks combined with a loss in confidence in ... Daniel ... Read more

High Net Worth Individuals and Sustainable Investment Part II - Sustainable Investment Products

MATT CHRISTENSEN | Comments | THURSDAY, 14 JAN 2010

In the previous issue, Part I of Matt Christensen's paper, he defined Sustainable Investment as an investment philosophy that combines investors' financial objectives with their concerns about ... In ... Read more

Latest News


Global institute launches free expat advice resources KARREN VERGARA \| 12:20PM A global institute is opening its membership and resources for free to financial advisers who want to service Australian expatriates.	AMP trims platform fees KANIKA SOOD AMP Australia is reducing fees on its platforms, in a bid to attract more clients.

Research aims to solve cash conundrum ELIZABETH MCARTHUR With record-low interest rates set to stay in place for some time, Allianz Retire+ has released new research looking at how best to solve the cash conundrum.	Former adviser cops eight-year ban KARREN VERGARA A former ANZ and Infocus Securities financial adviser has been banned for eight years after ASIC found evidence of forgery and falsifying documents.

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No shame in dreaming

VICTORIA DEVINE
MANAGING DIRECTOR
ZELLA WEALTH PTY LTD

The podcast She's on the Money has become a personal finance juggernaut and catapulted its founder and Zella Wealth director Victoria Devine into the public eye. But she doesn't want to make it all about her, instead she's focused on the power of money to change lives. Elizabeth McArthur writes.

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Do you want to know why men are elevated to the top jobs in higher numbers than women? Do you think it is because women are discriminated against? You ...	One of the main questions I am asked by employers when recruiting for financial advisers is, can the adviser bring across clients? While this request ...	Learn why the safety in numbers approach won't help you reach the October 5 deadline for workable target market determinations It's not said out loud ...	In the debate on the Hayne Royal Commission Response Bill 2020 (on annual renewal) in the Senate on 25 February 2021, there was one speech that stood ...
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