FS Advice - Ethics & Governance Articles

Ethics & Governance Articles

COUNTPLUS * | Comments | FRIDAY, 14 JUN 2019

The coming years may be the most tumultuous in the history of the Australian financial services sector. This paper, based on the research of CoreData ... Read more

Post-Royal Commission: Winning the long game for practices and licensees

TOM REDDACLIFF | Comments | FRIDAY, 12 APR 2019

The original version of this paper was written in August 2018 - however, we cannot ignore the potential implications of the Hayne Royal Commission ... Read more

The potential pinch of the Royal Commission

NICOLE MCMILLAN | Comments | FRIDAY, 27 JUL 2018

Financial advisers have been knowingly charging fees to customers who died up to a decade ago. Bank employees accepted cash bribes to falsify proof of ... Read more

The future of advice

STEPHEN ROMIC | Comments | FRIDAY, 6 JUL 2018

The Royal Commission has the financial services industry on edge. Both large institutions and small are sitting up and paying attention as they have ... Read more

How the Federal Budget 2018 will impact SMSFs

DANIEL BUTLER , CHRISTIAN PAKPAHAN | Comments | THURSDAY, 21 JUN 2018

We outline below the key superannuation changes announced in the Federal Budget 2018 on 8 May 2018. Some of the proposed changes will have a ... Read more

Can the interest only bomb be defused?

DAMIEN WOOD | Comments | FRIDAY, 13 APR 2018

Interest only mortgages boomed in the U.S. in the 1920s. What followed was the Great Depression. They re-emerged Stateside in the early 2000s. What ... Read more

Expanding Australian regulatory reporting

ABRAHAM TEO | Comments | FRIDAY, 4 AUG 2017

1. Introduction The Australian Prudential Regulation Authority (APRA) and the Reserve Bank of Australia (RBA) are making a significant number of ... Read more

How should I price my advice services?

COUNT FINANCIAL | Comments | TUESDAY, 3 NOV 2015

For accountants who add financial advice to their offering, working out the best way to price their advice can be daunting. We spoke to Hayden Lewis ... Read more

Government response to the Financial Systems Inquiry

IOOF TECHNICAL SERVICES | Comments | TUESDAY, 3 NOV 2015

On October 20, 2015, the Government's response to the Financial Systems Inquiry (FSI) was released by the Treasurer, Scott Morrison and Assistant ... Read more

Industrialising your investment philosophy - scaling your business with Managed Accounts

NETWEALTH INVESTMENTS | Comments | TUESDAY, 3 NOV 2015

A Managed Account can solve a number of practice inefficiencies for those licensees that are willing to spend time working through compliance ... Read more

Trust and culture - what consumers want

JOHN PRICE | Comments | TUESDAY, 3 NOV 2015

I've been at ASIC since around the time when financial institutions - including credit unions, building societies and friendly societies - ... Read more

The Australian wealth management industry - 2020 and beyond

DARREN STEVENS | Comments | TUESDAY, 3 NOV 2015

In this paper we outline current global trends in wealth management platforms and identify key future social and technology trends that are going to ... Read more

The demise of specialisation in financial services

DAVID HEATHER | Comments | TUESDAY, 3 NOV 2015

It wasn't that long ago that financial services was all about specialisation. Stockbrokers looked after people's equities portfolio, investment ... Read more

Leverage unplugged

JULIE MCKAY | Comments | THURSDAY, 11 DEC 2014

Leverage, specifically borrowing to invest, is often viewed in terms of its features, the potential to magnify gains and deductibility of interest. Of ... Read more

Life insurance, super rollovers and your client's best interests

MARTIN BRECKON | Comments | THURSDAY, 11 DEC 2014

In a post-FoFA world, it has never been more important for financial advisers to understand and ensure they meet the prescribed best interests duty for ... Read more

Learning the ropes

ELEANOR DARTNALL | Comments | THURSDAY, 11 DEC 2014

2014 Association of Financial Advisers Adviser of the Year and Dartnall Advisers principal Eleanor Dartnall discusses the importance of educating your ... Read more

The quest for passive income

MIKE SIKAR | Comments | THURSDAY, 11 DEC 2014

Not knowing what to do with a large inheritance a few years ago, thirty-something Sydney executive John Smith decided to play it safe by simply putting ... Read more

Climbing China's great wall of worry

HELEN ZHU | Comments | THURSDAY, 11 DEC 2014

It's tough to get a handle on China's economic growth. Ask officials: "Why do you think growth is going to be 7%?" The answer often ... Read more

Five steps to networking success

DAN RICHARDS | Comments | THURSDAY, 11 DEC 2014

Few things are more frustrating than investing the time to network with prospective clients without any results to show for your efforts. But there is ... Read more

Understanding the nature of conflicts of interest

SIMON LONGSTAFF | Comments | MONDAY, 9 JUL 2012

Most people have an intuitive grasp of what it means to have a conflict of interest. However, it should be observed that consideration of the nature of ... Read more

Rethinking Employee Attraction and Retention Strategies

DAVID ANDERSON | Comments | SATURDAY, 10 JAN 2009

Even in these difficult economic times employers are saying that it can be hard work finding quality employees. This important Mercer research presented ... Read more

Latest News


Frydenberg flags new advice disciplinary system HARRISON WORLEY A new disciplinary system for financial advisers with a central disciplinary body headlines the government's Royal Commission implementation roadmap released today.	AMP advice lead rejects AMPFPA claims JAMIE WILLIAMSON The head of AMP's advice business has rebuffed claims the group failed to meet its legal obligations to advisers in announcing changes to its Buyer of Last Resort terms, saying the AMP Financial Planning Association was informed ahead of time and adviser feedback was sought in shaping the new strategy.

Netwealth FUA, adviser numbers rise KARREN VERGARA A number of financial advisers who flocked to wealth management institutions for Netwealth as a result of the banking Royal Commission have helped boost the platform's funds under administration by 30% to $23.3 billion.	ASIC bans adviser again HARRISON WORLEY A financial adviser previously banned by ASIC has found himself in hot water again.

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From the ground up

SUSANNE DAHN
EXECUTIVE DIRECTOR
PITCHER PARTNERS INVESTMENT SERVICES PTY LTD

In the late 1990s, Sue Dahn marched into a mid-tier accounting practice and did the unthinkable; taking a blank canvas and transforming it into a $5 billion wealth management business. Jamie Williamson writes.

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Katie Johnston

Senior Associate

FS Advice

Warranties and indemnities in the sale of financial advice portfolios

The sale of financial advice portfolios is on the rise and both buyers and sellers are finding new ways to allocate risk. In this post, we put the current ...

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Barry Daniels

Director

FS Advice

The other casualties of advice industry reform

Whilst the enormity of mental health consequences has rarely received a second thought by legislators as they vehemently imposed non-stop change on the ...

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Ben Moffatt

Financial Planner

FS Advice

An auditor's view of conflicted advice

"But why should conflicts of interest be a problem? People should simply be able to declare their conflicts of interest and make their decisions in accord ...

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Tony Stephens

Author

FS Advice

The care factor

A good friend of mine lost his son to cancer not long ago, something no parent should ever have to experience. Even though this would have been one of ...

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