FS Advice - Ethics & Governance Articles

Ethics & Governance Articles

Converging lines

COUNTPLUS * | Comments | FRIDAY, 14 JUN 2019

The coming years may be the most tumultuous in the history of the Australian financial services sector. This paper, based on the research of CoreData ... Read more

Post-Royal Commission: Winning the long game for practices and licensees

TOM REDDACLIFF | Comments | FRIDAY, 12 APR 2019

The original version of this paper was written in August 2018 - however, we cannot ignore the potential implications of the Hayne Royal Commission ... Read more

The potential pinch of the Royal Commission

NICOLE MCMILLAN | Comments | FRIDAY, 27 JUL 2018

Financial advisers have been knowingly charging fees to customers who died up to a decade ago. Bank employees accepted cash bribes to falsify proof of ... Read more

The future of advice

STEPHEN ROMIC | Comments | FRIDAY, 6 JUL 2018

The Royal Commission has the financial services industry on edge. Both large institutions and small are sitting up and paying attention as they have ... Read more

How the Federal Budget 2018 will impact SMSFs

DANIEL BUTLER , CHRISTIAN PAKPAHAN | Comments | THURSDAY, 21 JUN 2018

We outline below the key superannuation changes announced in the Federal Budget 2018 on 8 May 2018. Some of the proposed changes will have a ... Read more

Can the interest only bomb be defused?

DAMIEN WOOD | Comments | FRIDAY, 13 APR 2018

Interest only mortgages boomed in the U.S. in the 1920s. What followed was the Great Depression. They re-emerged Stateside in the early 2000s. What ... Read more

Expanding Australian regulatory reporting

ABRAHAM TEO | Comments | FRIDAY, 4 AUG 2017

1. Introduction The Australian Prudential Regulation Authority (APRA) and the Reserve Bank of Australia (RBA) are making a significant number of ... Read more

How should I price my advice services?

COUNT FINANCIAL | Comments | TUESDAY, 3 NOV 2015

For accountants who add financial advice to their offering, working out the best way to price their advice can be daunting. We spoke to Hayden Lewis ... Read more

Government response to the Financial Systems Inquiry

IOOF TECHNICAL SERVICES | Comments | TUESDAY, 3 NOV 2015

On October 20, 2015, the Government's response to the Financial Systems Inquiry (FSI) was released by the Treasurer, Scott Morrison and Assistant ... Read more

Industrialising your investment philosophy - scaling your business with Managed Accounts

NETWEALTH INVESTMENTS | Comments | TUESDAY, 3 NOV 2015

A Managed Account can solve a number of practice inefficiencies for those licensees that are willing to spend time working through compliance ... Read more

Trust and culture - what consumers want

JOHN PRICE | Comments | TUESDAY, 3 NOV 2015

I've been at ASIC since around the time when financial institutions - including credit unions, building societies and friendly societies - ... Read more

The Australian wealth management industry - 2020 and beyond

DARREN STEVENS | Comments | TUESDAY, 3 NOV 2015

In this paper we outline current global trends in wealth management platforms and identify key future social and technology trends that are going to ... Read more

The demise of specialisation in financial services

DAVID HEATHER | Comments | TUESDAY, 3 NOV 2015

It wasn't that long ago that financial services was all about specialisation. Stockbrokers looked after people's equities portfolio, investment ... Read more

Leverage unplugged

JULIE MCKAY | Comments | THURSDAY, 11 DEC 2014

Leverage, specifically borrowing to invest, is often viewed in terms of its features, the potential to magnify gains and deductibility of interest. Of ... Read more

Life insurance, super rollovers and your client's best interests

MARTIN BRECKON | Comments | THURSDAY, 11 DEC 2014

In a post-FoFA world, it has never been more important for financial advisers to understand and ensure they meet the prescribed best interests duty for ... Read more

Learning the ropes

ELEANOR DARTNALL | Comments | THURSDAY, 11 DEC 2014

2014 Association of Financial Advisers Adviser of the Year and Dartnall Advisers principal Eleanor Dartnall discusses the importance of educating your ... Read more

The quest for passive income

MIKE SIKAR | Comments | THURSDAY, 11 DEC 2014

Not knowing what to do with a large inheritance a few years ago, thirty-something Sydney executive John Smith decided to play it safe by simply putting ... Read more

Climbing China's great wall of worry

HELEN ZHU | Comments | THURSDAY, 11 DEC 2014

It's tough to get a handle on China's economic growth. Ask officials: "Why do you think growth is going to be 7%?" The answer often ... Read more

Five steps to networking success

DAN RICHARDS | Comments | THURSDAY, 11 DEC 2014

Few things are more frustrating than investing the time to network with prospective clients without any results to show for your efforts. But there is ... Read more

Understanding the nature of conflicts of interest

SIMON LONGSTAFF | Comments | MONDAY, 9 JUL 2012

Most people have an intuitive grasp of what it means to have a conflict of interest. However, it should be observed that consideration of the nature of ... Read more

Rethinking Employee Attraction and Retention Strategies

DAVID ANDERSON | Comments | SATURDAY, 10 JAN 2009

Even in these difficult economic times employers are saying that it can be hard work finding quality employees. This important Mercer research presented ... Read more

Latest News


FPA, AFA partner on life insurance KANIKA SOOD The key financial advice associations have teamed up for a life insurance taskforce as the industry inches towards ASIC's review of the life insurance framework slated for 2021.	Approved diplomas, bridging courses confirmed JAMIE WILLIAMSON The Financial Adviser Standards and Ethics Authority announced the first raft of current and historical graduate diplomas and bridging courses to be approved by the body.

DomaCom launches senior equity release product ELIZABETH MCARTHUR The ASX-listed investment platform has released a first of its kind senior equity release product for Australia, targeting financial advisers working with clients over 60.	CBA sells advice dealer group JAMIE WILLIAMSON Commonwealth Bank is offloading Count Financial to CountPlus for $2.5 million.

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More than life

JODIE DOUGLAS
PRINCIPAL
MAD ABOUT LIFE - RISK ADVICE

From car yards to camper trailers, Jodie Douglas' journey to successful financial advice practice owner is like no other. Jamie Williamson writes.

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Expert Feed

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John Dyall

Head of Investment Research

FS Advice

How to really defend your portfolio

No-one in their right mind would invest purely in a single asset class. Most people are invested in what is called a "balanced" portfolio that contains ...

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Mervin Reed

Director

FS Advice

The life insurance industry in Australia is in trouble

The Royal Commission's recommendation that life insurance sales should not be rewarded with a commission or a payment from the product provider to the ...

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John Moran

Partner

FS Advice

From sales culture to profession: What the final report means for the financial advice industry

For financial advisers the winds of change were blowing prior to the establishment of the Royal Commission into Misconduct in the Banking, Superannuation ...

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Chris Chow

Technical Services Manager

FS Advice

Give an inch, take a mile

What have we learned from the final report of the Royal Commission (RC) handed down by Justice Kenneth Hayne? Before the Royal Commission, much of the ...

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Industry Events

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FPA Professional Congress returns to Melbourne

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Advisers Big Day Out Sunshine Coast

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Advisers Big Day Out Gold Coast

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Advisers Big Day Out Bendigo

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