The use of business insurance trusts has a number of commercial advantages over conventional structures, including potential substantial cost savings Read more

There is scope to use a trauma policy to pay an NCIS under the temporary incapacity condition of release. Read more

The collapse of Townsville-based Storm Financial in early 2009 provides much food for thought for individuals, regulators and credit providers. Read more

The search for income - already a powerful investment theme - is set to grow in importance over the next decade and beyond. Read more

What happens when a simple fact-finding mission uncovers a $250,000 mistake? One adviser sets things right for two business owners who had no succession plan and desperately needed the right insurance cover to protect their dream Read more

Financial advisers can always look at the new regulatory guide on fee disclosure statements as a compliance matter, but it could mean so much more Read more

Retirees need income to live on but relying on traditional sources like term deposits in a low-inflation low-interest-rate world locks them into downward spiraling income levels even though their costs are still going up. Read more

This paper analyses the problem of providing a reliable lifetime income and demonstrates the importance of risk management to achieve investor outcomes Read more

This white paper draws on the views of some of the superannuation sector's leaders to build a picture of the state of the industry and its growth path Read more

Tell your clients how they can avoid tens of thousands of dollars in litigated fees, family grief and anguish all because of a $29.95 will they bought from their local newsagent. Read more