FS Advice - Retirement Articles

Retirement Articles

JEREMY COOPER | Comments | TUESDAY, 24 APR 2018

Former Prime Minister Paul Keating conceded some years ago that the super system was not designed for people who were going to live over the age of ... Read more

Customer experience in the ageing sector

NICKI DOYLE , LIZ FORSYTH | Comments | TUESDAY, 11 JUL 2017

No matter what we're buying, we all want a good customer experience - we want to think 'wow'. As consumers, we're becoming ... Read more

The Age Pension over the years

LING WANG | Comments | FRIDAY, 30 JUN 2017

The Australian government has provided income support to eligible retirees since 1909. This has been achieved mainly through the provision of the Age ... Read more

Rethinking post-retirement asset allocations

SAMUEL MORRIS | Comments | FRIDAY, 24 MAR 2017

While growth assets are widely accepted in asset allocation decisions during the accumulation phase, many investors overlook the benefit allocating to ... Read more

Think again: behavioural finance and retirement incomes

JONATHAN STEFFANONI | Comments | FRIDAY, 24 MAR 2017

It is paramount that retirement income systems and the advisers, trustees and other fiduciaries responsible for their management strike a fine balance ... Read more

Innovative retirement income products

CRAIG RACINE | Comments | FRIDAY, 14 OCT 2016

As the post-war baby boomers continue their march towards retirement more than four million Australians have reached the 50 to 65 age group. Interest ... Read more

Retirement income adequacy - are we still making progress?

JOHN BURNETT , NICK WILKINSON | Comments | FRIDAY, 24 JUN 2016

While investment markets performed strongly from 2010 to 2014, there haven't been corresponding improvements in the projected retirement income ... Read more

SM Bonds: A public-private partnership for longevity risk management

SHAUNA FERRIS | Comments | FRIDAY, 24 JUN 2016

There is a consensus of opinion: retirement income products which are currently available in the Australian market are not meeting the needs of our ... Read more

The need for a richer suite of retirement products

JEFF ROGERS | Comments | FRIDAY, 24 JUN 2016

Designing appropriate investment strategies for retirees is more challenging today than it has ever been. In the past, nominal and real interest rates ... Read more

Designing retirement solutions that deliver income for life

CRAIG HURT | Comments | FRIDAY, 24 JUN 2016

Regulation in our market is changing the way that retirement income solutions are built. This paper, developed with the global experience of both AXA ... Read more

A new approach

KERRIE SYDEE , DAVID REED | Comments | FRIDAY, 4 MAR 2016

FS Advice spoke with 2015 AFA Adviser of the Year, David Reed, who believes that financial advice must move into a retirement coaching role to enable ... Read more

Rethinking "safe" investments for retirees

REECE BIRTLES | Comments | FRIDAY, 4 MAR 2016

Back in 2020, Martin Currie started to look at how the ageing population was changing the retirement environment in Australia, and how people moving ... Read more

The challenge of longevity risk - making retirement income last a lifetime

ACTUARIES INSTITUTE AUSTRALIA | Comments | FRIDAY, 4 MAR 2016

This paper concentrates on longevity risk in the context of the retirement income system in Australia, the UK and the US. ... Read more

Is it sensible to buy an annuity in the current environment?

AARON MINNEY | Comments | FRIDAY, 4 MAR 2016

Retirees often ask their adviser if it is a good idea to lock in retirement income in a low interest rate environment. There is often a sense that ... Read more

The cross-generational appeal of managed portfolios

ANDREW ALCOCK | Comments | TUESDAY, 3 NOV 2015

Age does make a difference when it comes to investing. Baby Boomers, Generation X and Generation Y have diverse investment needs, depending on what ... Read more

Generation income

NAB ASSET MANAGEMENT | Comments | THURSDAY, 11 DEC 2014

When it comes to retirement, Australians have their sights set on a lifestyle outcome. However, the challenge for the advice industry is building ... Read more

Keeping the family home to pay for aged care

BENEDICT DAVIES | Comments | MONDAY, 1 JAN 2007

There were significant changes to aged care planning that came into effect last year. We look at the opportunities they create. Accommodation bond ... Read more

New retirement strategies

BRONWYN SPEED | Comments | MONDAY, 1 JAN 2007

Over the past two decades a handful of issues have emerged in Australia which affect the retirement system: An ageing Australia. Inadequate super ... Read more

Planning for retirement income streams

KEAT CHEW | Comments | SUNDAY, 1 JAN 2006

The recent Federal Budget 2005 has given the superannuation and retirement income industry a significant boost with proposed tax cuts, abolition of the ... Read more

Rearranging allocated pensions - key pointers and developments

DAVID SHIRLOW | Comments | SUNDAY, 1 JAN 2006

With the introduction of term allocated pensions (TAPs), introduced in September 2004, the strategy of converting existing retirees' allocated ... Read more

Summary of the guide to Department of Veterans' Affairs payments

NATHALIE BOUQUET | Comments | SUNDAY, 1 JAN 2006

There are numerous income support payments and allowances payable by the Department of Veterans' Affairs (DVA), each with their own set of ... Read more

Reverse mortgages and pension planning

BENEDICT DAVIES | Comments | MONDAY, 1 JAN 2007

Changes announced in last year's Budget have removed some of the complications of pension planning. The Assets Test taper will be halved, increasing ... Read more

Transition to retirement strategies - impact of the 2006 Federal Budget

KATE MCKINNA | Comments | MONDAY, 1 JAN 2007

The substitution of employment income, which has been salary sacrificed into super, with pension income, is a strategy that has received significant ... Read more

The great Australian dream

KEVIN CONLON | Comments | TUESDAY, 1 JAN 2008

As is well known the Baby Boom generation is nearing retirement age. With much of their wealth tied up in residential real estate, the boomer generation ... Read more

Looking at retirement from a different perspective

LESTER WILLS | Comments | TUESDAY, 1 JAN 2008

In this article Dr Lester Wills reviews work by two US-based academics, Robert Arnott and Anne Casscells. Lester considers the Arnott and Cassells' ... Read more

Latest News


Advice mentoring opportunities abound JAMIE WILLIAMSON Mature-age financial advisers considering leaving the industry before 2024 may find themselves with a new role to fill as the need for professional coaches and mentors grows.	YBR rejects 'opportunistic' takeover bid KARREN VERGARA Yellow Brick Road has rejected a takeover bid claiming the offer price was too low and "opportunistic."

HUB24 lifts targets KANIKA SOOD HUB24 has lifted its revenue targets for the next three years, as it its platform and advice licensee swelled their revenues in FY18.	AIOFP slams FASEA proposals, launches petition KARREN VERGARA The Association of Independently Owned Financial Professionals is urging all financial advisers to reunite and put an end to "repugnant" reforms proposed by the Financial Adviser Standards and Ethics Authority.

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DEBORAH KENT
DIRECTOR
INTEGRA FINANCIAL SERVICES

If there's one thing that can be said for Australia's advice industry, it's that change is the only constant. And nobody knows this better than Integra Financial Services director Deborah Kent. Jamie Williamson writes.

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Phil Alvaro

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The ideal client

I have long been an advocate for allowing people in rural areas access to good quality financial advice. The tyranny of distance shouldn't restrict clients ...

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