While investment markets performed strongly from 2010 to 2014, there haven't been corresponding improvements in the projected retirement income adequacy for all groups, especially for couples. A key factor causing the somewhat mixed results is the ... Read more

There is a consensus of opinion: retirement income products which are currently available in the Australian market are not meeting the needs of our retirees. Too many people are seriously worried about the risk of outliving their savings. Read more

Designing appropriate investment strategies for retirees is more challenging today than it has ever been. In the past, nominal and real interest rates were higher while average life expectancy was shorter. Furthermore, a larger number of workers had ... Read more

Regulation in our market is changing the way that retirement income solutions are built. This paper, developed with the global experience of both AXA Life Invest and AXA Investment Managers, looks at the requirements of individuals in retirement and ... Read more

This paper concentrates on longevity risk in the context of the retirement income system in Australia, the UK and the US. Read more

Retirees often ask their adviser if it is a good idea to lock in retirement income in a low interest rate environment. There is often a sense that "rates will have to rise" so clients assume that it makes sense to wait. Read more

Back in 2020, Martin Currie started to look at how the ageing population was changing the retirement environment in Australia, and how people moving into retirement were actually going to fund their retirement. Read more

FS Advice spoke with 2015 AFA Adviser of the Year, David Reed, who believes that financial advice must move into a retirement coaching role to enable clients to achieve their goals. Read more

Age does make a difference when it comes to investing. Baby Boomers, Generation X and Generation Y have diverse investment needs, depending on what stage of life they are in. Managed portfolios are an attractive investment for all generations - as Andrew ... Read more

When it comes to retirement, Australians have their sights set on a lifestyle outcome. However, the challenge for the advice industry is building retirees' knowledge of the wealth they need to achieve it. With such a strong focus on the accumulation ... Read more