A lump sum superannuation death benefit paid to someone who is not a death benefits dependant for tax purposes can be subject to significant tax (refer to Table 1 for details). In contrast, lump sum death benefits paid to someone who does qualify as ... Read more

Most people have come across enduring powers of attorney (EPA), but there is still uncertainty around what an attorney can and cannot do. Read more

During and after the global financial crisis, the prices of residential mortgage-backed securities (RMBS) were quite severely impacted; however, since then they are once again proving popular with investors. So, just how risky are they in the current ... Read more

Bear markets are great. To explain, lower prices mean greater future returns. Read more

BCA Research has been the market's leading source for independent global macro research for 70 year. Occasionally, this independence has resulted in strongly diverging views. Today, two views on the cyclical (six to 12 months) outlook for assets ... Read more

This paper outlines the cyclical (six to 12 months) bearish outlook for assets within BCA Research's team. Read more

In this whitepaper, Peter Pontikis discusses what the next decade will look like in practical terms. Read more

Traditional client engagement channels are being consigned to the past as voice-enabled tools and digital assistants take us to the future. Read more

Firms must recalibrate their pricing models and do a better job of communicating their value to clients. Read more

Individual disability income insurance (DII or income protection) is a key insurance product for consumers. Read more

Approaching a difficult topic Read more

Annual events such as Movember highlight the need to consider the various insurance policies that can protect clients against the financial impacts of serious diseases most commonly affecting men, such as prostate cancer. Read more

Moving into a granny flat is a great way to live close to loved ones while providing them with a first home or investment property, but before committing to such a drastic change in living arrangements it is crucial that a lawyer helps to draw up a ... Read more

An aged care focus Read more

Risk culture is a complex, forward looking and qualitative component of an organisation. Read more

A debate is raging about what the Financial Adviser Standards and Ethics Authority's Code of Ethics means for ESG investing and advising clients on ethical investment options, with FASEA chief executive Stephen Glenfield forced to clarify the is ... Read more