Volume 14 Number 3

Volume 14 Issue 3

Ethics & Governance

ELIZABETH MCARTHUR | Comments | TUESDAY, 15 OCT 2019

It's been a slow burn but environmental, social and governance concerns have finally become mainstream among institutional and retail investors. According to Rainmaker data analysing 139 multi-manager ... It's ... Read more

Investment

A simplified guide to the complex world of fixed rate bonds and duration

CHRIS RANDS | Comments | FRIDAY, 21 JUN 2019

Over the past five years, financial market participants have held more of a negative view of fixed rate bonds given that interest rates were expected to consistently move higher. While rising interest ... Over ... Read more

There's more to fixed income than just buying bonds

GOPINATH KARUNAKARAN | Comments | FRIDAY, 12 JUL 2019

In fixed income investing, there are two conventional sources of return that investors are familiar with - collecting interest payments from bonds (i.e. income) and correctly predicting the direction ... In ... Read more

Why investors are going to hear a lot more about MMT

CHRIS BEDINGFIELD | Comments | FRIDAY, 9 AUG 2019

Modern Monetary Theory (MMT) has been gaining attention in recent months - some positive and some not so positive. Over the next few years, investors can expect to hear a lot more about MMT. So what ... Read more

Bonds don't always diversify risk

GOPINATH KARUNAKARAN | Comments | FRIDAY, 23 AUG 2019

The interest rate duration inherent in conventional bond investments is the central diversification play used by most balanced portfolio construction frameworks. This is entirely reliant on a single ... Read more

Profiting from IPOs

STEPHEN WOOD | Comments | FRIDAY, 30 AUG 2019

An initial public offering (IPO) typically presents a snapshot of a business as it prepares to list. There is usually a 'proforma' profit and loss and balance sheet, which means that the accounts ... An ... Read more

The benefits of uncorrelated assets and strategies

ROB STEWART | Comments | THURSDAY, 5 SEP 2019

A market neutral strategy should provide meaningful diversifying benefits for investors given the expected low correlation to the underlying equities market. Market neutral is often mistakenly viewed ... A ... Read more

Insurance

Advice culture and remuneration

GREG MARTIN | Comments | FRIDAY, 28 JUN 2019

The psychology behind good and bad advice We are all motivated reasoners and our motivation is rarely simply financial. Life insurance commissions, much like Satan and the universe, are too frequently ... The ... Read more

A guide to business insurance

JAMES MCFARLAND | Comments | FRIDAY, 19 JUL 2019

In over 30 years of business Stanford Brown has gained extensive experience partnering with small to medium sized business owners. As small business owners ourselves, we understand that the business ... Read more

Retirement

Planning for the third phase of retirement

ASSYAT DAVID | Comments | THURSDAY, 25 JUL 2019

Retirement planning for baby boomers has provided the foundation for significant growth in the financial services industry. It has underpinned service models, product solutions and growth outcomes. But ... Retirement ... Read more

Commonwealth Seniors Health Card

STUART SHEARY | Comments | FRIDAY, 2 AUG 2019

What strategies can be used to obtain and retain the Commonwealth Seniors Health Card (CSHC)? Self-funded retirees of age pension age may be eligible for the CSHC. The CSHC offers several benefits for ... What ... Read more

Taxation & Estate Planning

Using the small business CGT concessions for super

GRAEME COLLEY | Comments | FRIDAY, 5 JUL 2019

If you are a small business owner, the capital gains tax (CGT) small business concessions allow you to increase your retirement savings significantly. Fortunately, the maximum thresholds for the concessions ... If ... Read more

Untaxed elements: a hidden death tax

KEAT CHEW | Comments | THURSDAY, 15 AUG 2019

Apart from super benefits paid from an untaxed super scheme - usually Commonwealth and State government pension funds - there are only limited circumstances where an untaxed element arises in a taxed ... Apart ... Read more

Latest News


Finance is least ethical sector: Governance Institute ANNABELLE DICKSON \| 12:29PM The financial services sector has had the highest improvement on an ethics index despite still receiving the lowest score of all sectors, new research shows.	FPA announces 2020 award winners KANIKA SOOD An adviser from Western Australia has won the FPA Certified Financial Planner Professional of the Year award, as the association announces its 2020 award winners.

FASEA reveals October exam results KARREN VERGARA The majority of financial advisers who sat the most recent exam passed, according to the Financial Adviser Standards and Ethics Authority.	Advice for all could add $630bn to economy JAMIE WILLIAMSON If all Australians were to receive financial advice and properly implement that advice, the economy would grow by $630 billion a year while Age Pension spending would go down by more than 20%, new research shows.

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In safe hands

HUGH ROBERTSON
PRINCIPAL ADVISER
CENTAUR FINANCIAL SERVICES PTY LTD

Centaur Financial Services principal adviser Hugh Robertson doesn't need shortcuts. His business is built on a philosophy of sticking to the fundamentals and staying the course. Even with all the curve balls 2020 has to throw, he's confident the tried and true will prevail. Elizabeth McArthur writes.

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Announced today, we celebrate the seventh annual FS Power50, highlighting the 50 most influential financial advisers in Australia. Compiling such a list ...	Whenever there is disruption in the financial advice industry, such as the exit of some of the larger institutions from the industry seen in the last ...	If tech and digital advice are going to rule the 'new' world of advice, who will run it? It is a question I ask of paraplanners regularly. Let's ...	In this second of a two-part editorial, Lifespan Financial Planning Chief Executive Eugene Ardino identifies the key changes required to make advice more ...
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