RAHUL SINGH | FRIDAY, 29 JAN 2021
When a client moves into aged care, given that for many, a significant proportion of wealth is tied up in the family home, it is important to understand the impacts on social security and aged care means testing where the home is kept and rented out ... Read more
RAHUL SINGH | FRIDAY, 28 MAY 2021
Accumulated through compulsory and voluntary contributions as well as earnings, superannuation is a significant source of retirement savings. As clients approach retirement, their minds often turn from accumulating to accessing their superannuation ... Read more
ASHLEY DAVIDSON | FRIDAY, 4 JUN 2021
The superannuation system is based on the notion that you can build up your nest egg steadily over the course of your working life, but that is not always the case. Read more
ANDREW WILSON | FRIDAY, 5 FEB 2021
People often ask why interest rates are so low, what is a negative interest rate and when will rates rise again. This paper explains the economics behind low interest rates, considers what Australia's central bank, the Reserve Bank of Australia (RBA) ... Read more
ALEX LEE | THURSDAY, 1 APR 2021
The behaviour of financial assets during the 2020 pandemic triggered a re-examination of the role of correlation in portfolios. Most market participants were surprised that the historically observed negative correlation between certain assets did not ... Read more
RUSSELL CAIN | FRIDAY, 14 MAY 2021
You might have read in the news of the Australian Prudential Regulation Authority (APRA) changes coming to income protection insurance contracts. APRA has announced a significant shakeup to income protection policies, and none of it benefits the customer. ... Read more
The minute the current fee-disclosure statement (FDS) and opt-in requirements became law, advisers across the country hung their heads in the knowing that this was going to add nothing to their client relationships other than an increase in costs due ... Read more
CHRIS CHILDS | FRIDAY, 23 APR 2021
For the past decade, individual jurisdictions have fallen short of achieving the standardisation in trade reporting that would enable regulators to reach the level of transparency and global risk monitoring in the over-the-counter (OTC) derivatives ... Read more
SAMANTHA HILLS | WEDNESDAY, 16 JUN 2021
Many responsible managers (RMs) of Australian financial services (AFS) licensees are curious to know what they have to do and whether they are personally exposed. To get a handle on these issues, you need to understand the framework in which RMs exi ... Read more
Applied Financial Planning
DREW BROWNE | THURSDAY, 24 JUN 2021
Thinking about setting some financial goals this year? Sounds simple enough right? But simple doesn't always mean easy. Read more
Ethics & Governance
MARTIN FOWLER | THURSDAY, 8 APR 2021
With the financial year-end fast approaching, there is still time to take advantage of the various superannuation contribution strategies and concessions that are available. This paper comprises a brief summary of these strategies and concessions. Read more
TIM MILLER | THURSDAY, 29 APR 2021
The general transfer balance cap (GTBC) was introduced from 1 July 2017 and is a cap on the how much can be transferred to a retirement phase pension for a member. The cap ultimately restricts the entitlement an individual has to receive a tax exemption ... Read more
Communications & Marketing
Taxation & Estate Planning
KMT PARTNERS | FRIDAY, 11 JUN 2021
Every March 31, the fringe benefits tax (FBT) year ends. With the ever-increasing budget deficits as a result of COVID-19, the Australian Taxation Office (ATO) will be reviewing whether all employers who should be paying FBT, are paying it and that ... Read more
Super Consumers Australia believes we should look to the UK for inspiration when it comes to providing access to conflict-free financial advice, saying lessons of the Royal Commission have been forgotten and "a chorus of self-interest has emerged".
CountPlus has acquired a 32.75% interest in financial advice practice WSC Group.
BT's 25-year-old Wrap has seen its last June 30, with its user interface no longer available and all clients moved across to Panorama.
The financial services company has acquired a 35% equity interest in financial planning practice McGregor Wealth Management (MWM).
PERERA CROWTHER FINANCIAL SERVICES PTY LTD
PERERA CROWTHER FINANCIAL SERVICES PTY LTD
The advice industry is poised to turn the corner in 2022. Leading a major association and his own practice, Perera Crowther Financial Services founder Sam Perera is confident advisers will finally have their watershed moment. Karren Vergara writes.
We've seen FORO - the Fear of Running Out - raise its head in the past couple of years, especially during COVID-19. FORO is a very real issue in retirement ...
One of the critical steps in purchasing a company that holds an AFSL or ACL is ensuring that the licence does what you need it to do and carries no major ...
Lifespan Financial Planning chief executive Eugene Ardino pens an open letter to Anthony Albanese and Scott Morrison on behalf of the financial advice ...
Right now, we are on the cusp of a once in a generation adjustment as the world moves from low inflation and low interest rates to high inflation and ...