RAHUL SINGH | FRIDAY, 29 JAN 2021
When a client moves into aged care, given that for many, a significant proportion of wealth is tied up in the family home, it is important to understand the impacts on social security and aged care means testing where the home is kept and rented out ... Read more
RAHUL SINGH | FRIDAY, 28 MAY 2021
Accumulated through compulsory and voluntary contributions as well as earnings, superannuation is a significant source of retirement savings. As clients approach retirement, their minds often turn from accumulating to accessing their superannuation ... Read more
ASHLEY DAVIDSON | FRIDAY, 4 JUN 2021
The superannuation system is based on the notion that you can build up your nest egg steadily over the course of your working life, but that is not always the case. Read more
ANDREW WILSON | FRIDAY, 5 FEB 2021
People often ask why interest rates are so low, what is a negative interest rate and when will rates rise again. This paper explains the economics behind low interest rates, considers what Australia's central bank, the Reserve Bank of Australia (RBA) ... Read more
ALEX LEE | THURSDAY, 1 APR 2021
The behaviour of financial assets during the 2020 pandemic triggered a re-examination of the role of correlation in portfolios. Most market participants were surprised that the historically observed negative correlation between certain assets did not ... Read more
RUSSELL CAIN | FRIDAY, 14 MAY 2021
You might have read in the news of the Australian Prudential Regulation Authority (APRA) changes coming to income protection insurance contracts. APRA has announced a significant shakeup to income protection policies, and none of it benefits the customer. ... Read more
The minute the current fee-disclosure statement (FDS) and opt-in requirements became law, advisers across the country hung their heads in the knowing that this was going to add nothing to their client relationships other than an increase in costs due ... Read more
CHRIS CHILDS | FRIDAY, 23 APR 2021
For the past decade, individual jurisdictions have fallen short of achieving the standardisation in trade reporting that would enable regulators to reach the level of transparency and global risk monitoring in the over-the-counter (OTC) derivatives ... Read more
SAMANTHA HILLS | WEDNESDAY, 16 JUN 2021
Many responsible managers (RMs) of Australian financial services (AFS) licensees are curious to know what they have to do and whether they are personally exposed. To get a handle on these issues, you need to understand the framework in which RMs exi ... Read more
Applied Financial Planning
DREW BROWNE | THURSDAY, 24 JUN 2021
Thinking about setting some financial goals this year? Sounds simple enough right? But simple doesn't always mean easy. Read more
Ethics & Governance
MARTIN FOWLER | THURSDAY, 8 APR 2021
With the financial year-end fast approaching, there is still time to take advantage of the various superannuation contribution strategies and concessions that are available. This paper comprises a brief summary of these strategies and concessions. Read more
TIM MILLER | THURSDAY, 29 APR 2021
The general transfer balance cap (GTBC) was introduced from 1 July 2017 and is a cap on the how much can be transferred to a retirement phase pension for a member. The cap ultimately restricts the entitlement an individual has to receive a tax exemption ... Read more
Communications & Marketing
Taxation & Estate Planning
KMT PARTNERS | FRIDAY, 11 JUN 2021
Every March 31, the fringe benefits tax (FBT) year ends. With the ever-increasing budget deficits as a result of COVID-19, the Australian Taxation Office (ATO) will be reviewing whether all employers who should be paying FBT, are paying it and that ... Read more
Following industry feedback, Allianz Retire+ has made some updates to the Allianz Guaranteed Income for Life (AGILE) product it launched earlier this year.
Longevity risk, a greying population, and the proliferation of retirement income products are forcing financial advisers to be better equipped in navigating a landscape that is becoming increasingly more complex, an industry expert says.
After receiving Royal Assent on November 27, ASIC is urging all financial advisers who service retail clients to register before the 1 February 2024 final deadline.
Young Australian women are reporting lower financial literacy levels and are at greater risk of financial hardship, according to new NAB research.
SENIOR FINANCIAL PLANNER
WEALTHWISE PTY LTD
SENIOR FINANCIAL PLANNER
WEALTHWISE PTY LTD
Smashing glass ceilings takes courage, grit, and strength. Wealthwise senior financial planner Manisha Bhudia tells Karren Vergara how she broke numerous barriers to help empower others, particularly women, lead financially confident and fulfilling lives.
The fate of Australia's robo-advisers hangs in limbo as the triple threat of spooked investors, lackadaisical client interest, and regulatory strangulation ...
It's a scary reality that cyber breaches are becoming more and more common.