Volume 16 Number 2

Volume 16 Issue 2

Ethics & Governance

ANGELIQUE AKSENOFF | Comments | THURSDAY, 25 MAR 2021

Individuals like Melissa Caddick, Melinda Scott and Bernie Madoff, when first exposed, initially elicit expressions of shocked disbelief; quickly replaced by outrage, overreaction and their categorisation ... ... Read more

Banks and fraud prevention in the COVID-19 era

ANITA LEMAIRE | Comments | TUESDAY, 13 APR 2021

With Australia's COVID-19 vaccine program in full swing, businesses and banking institutions across the country are cautiously optimistic that the nation's economic recovery is about to kick ... Read more

Investment

The economics behind low interest rates

ANDREW WILSON | Comments | FRIDAY, 5 FEB 2021

People often ask why interest rates are so low, what is a negative interest rate and when will rates rise again. This paper explains the economics behind low interest rates, considers what Australia's ... ... Read more

Global megatrends

MONIK KOTECHA | Comments | WEDNESDAY, 10 MAR 2021

Megatrends and disruption are not mutually exclusive, but inexorably entwined. Disruption is now playing a stimulant role to what has been going on for many years in pervasive global megatrends. The ... Read more

ALEX LEE | Comments | THURSDAY, 1 APR 2021

The behaviour of financial assets during the 2020 pandemic triggered a re-examination of the role of correlation in portfolios. Most market participants were surprised that the historically observed ... Read more

PI insurers kill advisers' crypto appetite

KANIKA SOOD | Comments | THURSDAY, 27 MAY 2021

If a security were to rise from 97 cents to $70,000 in 10 years, it would be hard for a financial adviser to not get calls from clients asking about it. This is what Bitcoin did between April 2011 and ... ... Read more

Insurance

Adding youth to an old problem

CARLY VAN DEN AKKER , MICHAEL RENNY | Comments | WEDNESDAY, 10 FEB 2021

One of the emerging risks raised in this year's Swiss Re SONAR New emerging risk insights report (SONAR report) is 'mental health among the young'. The SONAR report explored how the impact ... ... Read more

Insurance companies are changing the rules

RUSSELL CAIN | Comments | FRIDAY, 14 MAY 2021

You might have read in the news of the Australian Prudential Regulation Authority (APRA) changes coming to income protection insurance contracts. APRA has announced a significant shakeup to income protection ... ... Read more

Technology

The future of data, platforms in advice

HUB24 PTY LTD | Comments | FRIDAY, 19 FEB 2021

Financial advice is a service valued by many Australians, and many more are interested in seeking advice. However, it is currently not accessible to all. One of the main reasons for this is many Australians ... ... Read more

Using data to drive operational efficiencies

KON COSTAS | Comments | FRIDAY, 5 MAR 2021

This paper looks at how financial advice businesses struggling to contain costs can use insights from benchmarking data to support better operational and strategic decisions. As advice practices struggle ... ... Read more

Superannuation

Year-end superannuation contributions and concessions

MARTIN FOWLER | Comments | THURSDAY, 8 APR 2021

With the financial year-end fast approaching, there is still time to take advantage of the various superannuation contribution strategies and concessions that are available. This paper comprises a brief ... ... Read more

Indexing the personal transfer balance cap

TIMOTHY MILLER | Comments | THURSDAY, 29 APR 2021

The general transfer balance cap (GTBC) was introduced from 1 July 2017 and is a cap on the how much can be transferred to a retirement phase pension for a member. The cap ultimately restricts the entitlement ... ... Read more

Retirement

Implications of renting out the family home

RAHUL SINGH | Comments | FRIDAY, 29 JAN 2021

When a client moves into aged care, given that for many, a significant proportion of wealth is tied up in the family home, it is important to understand the impacts on social security and aged care means ... ... Read more

Transitioning to aged care

DEBBIE SAGE | Comments | THURSDAY, 20 MAY 2021

Residential aged care is that next step where, for a variety of reasons, a person can no longer live at home. Generally, this option is known to be for those who need that additional level of care. The ... ... Read more

Does your client meet the retirement definition?

RAHUL SINGH | Comments | FRIDAY, 28 MAY 2021

Accumulated through compulsory and voluntary contributions as well as earnings, superannuation is a significant source of retirement savings. As clients approach retirement, their minds often turn from ... ... Read more

Super changes broaden the options for windfall contributions

ASHLEY DAVIDSON | Comments | FRIDAY, 4 JUN 2021

The superannuation system is based on the notion that you can build up your nest egg steadily over the course of your working life, but that is not always the case. Breaks from the workforce, a lack ... Read more

Taxation & Estate Planning

Fringe benefits tax

KMT PARTNERS | Comments | FRIDAY, 11 JUN 2021

Every March 31, the fringe benefits tax (FBT) year ends. With the ever-increasing budget deficits as a result of COVID-19, the Australian Taxation Office (ATO) will be reviewing whether all employers ... ... Read more

Compliance

The rise of the annual agreement

SIMON BETCHLEY , JARRAD GRAY | Comments | FRIDAY, 26 FEB 2021

The minute the current fee-disclosure statement (FDS) and opt-in requirements became law, advisers across the country hung their heads in the knowing that this was going to add nothing to their client ... ... Read more

Course correction: Derivatives trade reporting

CHRIS CHILDS | Comments | FRIDAY, 23 APR 2021

For the past decade, individual jurisdictions have fallen short of achieving the standardisation in trade reporting that would enable regulators to reach the level of transparency and global risk monitoring ... ... Read more

I'm a responsible manager, what does this mean?

SAMANTHA HILLS | Comments | WEDNESDAY, 16 JUN 2021

Many responsible managers (RMs) of Australian financial services (AFS) licensees are curious to know what they have to do and whether they are personally exposed. To get a handle on these issues, you ... ... Read more

Applied Financial Planning

Realising managed accounts benefits

JASON KOMADINA | Comments | FRIDAY, 19 MAR 2021

Making the most of introducing managed accounts into a financial advice practice will take a journey of two to three years. It's a process that involves defining the firm's value proposition, reimaging ... ... Read more

A beginner's guide to thinking about setting financial goals

DREW BROWNE | Comments | THURSDAY, 24 JUN 2021

Thinking about setting some financial goals this year? Sounds simple enough right? But simple doesn't always mean easy. When it comes to managing our personal debts and credit cards, savings and ... Read more

Communications & Marketing

How advisers can obtain genuine client feedback

SIMON RUSSELL | Comments | FRIDAY, 7 MAY 2021

While most would agree that getting good client feedback is desirable, it can be difficult for a financial adviser to know what their clients actually think. Clients could feel uncomfortable giving direct ... ... Read more

Latest News


Advice firm rebrands, scores own AFSL KARREN VERGARA The move to self-licensing continues to grow as a Victoria-based advice practice scored its own AFSL after operating under a dealer group for 13 years.	Advice industry loses 800 over New Year period KARREN VERGARA The exit of 807 advisers during the Christmas and New Year break leaves the total population close to dipping below the 18,000 mark.

Most paraplanners will not become financial advisers KARREN VERGARA Despite popular belief, an overwhelming number of paraplanners do not intend to pursue a career as a financial adviser, a new report reveals.	Dramatic growth in non-aligned advisers: Research KARREN VERGARA Financial advisers tilted towards the non-aligned sector at an unprecedented rate during 2021, a new report suggests.

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Advice for impact

DAVID RAE
FINANCIAL ADVISER
FEDERATION FINANCIAL SERVICES PTY LTD

As social injustices and the errant climate push ethical investing closer to the forefront of client conversations, demand for Federation Financial Services financial adviser David Rae's specialisation and knowledge in this area will be highly sought after. Karren Vergara writes.

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Jason Andriessen Consulting Partner Admin Special Accounts	Warwick Gribble National Manager - Advice Relationships Aware Super	Emma Johnsen Senior Associate Marque Lawyers	John Dyall Head of Investment Research Rainmaker Information
Lean on me: Rethinking the value of advice	We're in the money: Empowering the next generation through advice	Finfluencers, financial influencers: ASIC is watching your stories	Portfolios hide volcanoes of volatility
A sense of control is important for our mental health and overall well-being. That's why the COVID lockdown has been so confronting for so many of us.	Australia's superannuation sector has recently topped $3.3 trillion in funds under management. But there's an even bigger game in town; one that ...	Aspiring influencers are spruiking their tips for financial success across YouTube, Twitter, Instagram, Reddit and in particular FinTok, the corner of ...	Jargon is something I don't fully understand. So, when I use jargon, I know it's going to be doubly confusing to the person I'm speaking with ...
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Volume 16 Issue 2

Latest News

Videos

Get it Weekly

Cover Story

Expert Feed

Lean on me: Rethinking the value of advice

We're in the money: Empowering the next generation through advice

Finfluencers, financial influencers: ASIC is watching your stories

Portfolios hide volcanoes of volatility

Industry Events

Your Opinion

How many platform providers are you affiliated with?