Ethics & Governance
JENNIFER SHAW | FRIDAY, 25 SEP 2020
Time and again, the courts hear cases concerning vulnerable elderly people who have been taken advantage of financially by their own family members. This paper examines the circumstances in which the court will set aside 'gifts' from elderly ... Read more
PAUL DERHAM | FRIDAY, 27 NOV 2020
Chances are you are reading this paper on an electronic device. You may have used the same device to video-chat with others, message your team and create or send documents-in the last hour. Navigating the device and its various software tools can be ... Read more
PAUL CHIN | THURSDAY, 3 SEP 2020
High-grade sovereign (or government) bonds remain as relevant as ever in an uncertain and complex market environment. Today's bond yields are indeed low, and some investors may be finding it difficult to justify a portfolio allocation to high-grade ... Read more
ANGUS GLUSKIE | FRIDAY, 6 NOV 2020
Closed-ended investment entities such as listed investment companies (LICs) or listed investment trusts (LITs) have a fixed capital. When investors seek to reduce their investment in a LIC or LIT, they sell their shares/units on an exchange like the ... Read more
Applied Financial Planning
JULES KNOX | FRIDAY, 4 SEP 2020
A fellow advice professional I met recently said he avoids the term 'budget' when meeting with clients as they see it as a dirty word. He went on to explain that if you ask clients to complete a budget, they will think that they are going to ... Read more
MARK WILKINSON | FRIDAY, 13 NOV 2020
The Financial services industry continues to undergo significant change. With the Australian economy now in a recession, many clients are looking for advice and reassurance. However, as the number of financial advisers continues to dwindle and a substantial ... Read more
TERRI BRADFORD | TUESDAY, 13 OCT 2020
Legislation has passed allowing employees with multiple employers to opt out of receiving superannuation guarantee payments to avoid unintentionally breaching their concessional contributions cap. This paper examines how to avoid exceeding your annual ... Read more
Taxation & Estate Planning
GEOFFREY MILANI | TUESDAY, 27 OCT 2020
Many people generously leave gifts to charities in their Wills to support the community or important causes. Unfortunately, these gifts sometimes run into issues when the charities named in the Will amalgamate with other charities, are wound up, or ... Read more
APRIL KENNEDY | FRIDAY, 20 NOV 2020
Capacity can be an emotionally charged topic, especially in relation to dementia or Alzheimer's disease and other degenerative conditions. This paper discusses how a Will might be challenged on the basis of mental capacity and why this is such an important ... Read more
JEFFREY SCOTT | FRIDAY, 5 FEB 2021
Advisers are often asked whether or not a client should own their total and permanent disability (TPD) policy individually (self-owned) or have it structured via a superannuation fund where they are a member. When comparing the pair, the answer may ... Read more
Following industry feedback, Allianz Retire+ has made some updates to the Allianz Guaranteed Income for Life (AGILE) product it launched earlier this year.
Longevity risk, a greying population, and the proliferation of retirement income products are forcing financial advisers to be better equipped in navigating a landscape that is becoming increasingly more complex, an industry expert says.
After receiving Royal Assent on November 27, ASIC is urging all financial advisers who service retail clients to register before the 1 February 2024 final deadline.
Young Australian women are reporting lower financial literacy levels and are at greater risk of financial hardship, according to new NAB research.
SENIOR FINANCIAL PLANNER
WEALTHWISE PTY LTD
SENIOR FINANCIAL PLANNER
WEALTHWISE PTY LTD
Smashing glass ceilings takes courage, grit, and strength. Wealthwise senior financial planner Manisha Bhudia tells Karren Vergara how she broke numerous barriers to help empower others, particularly women, lead financially confident and fulfilling lives.
The fate of Australia's robo-advisers hangs in limbo as the triple threat of spooked investors, lackadaisical client interest, and regulatory strangulation ...
It's a scary reality that cyber breaches are becoming more and more common.