Volume 15 Number 4

Volume 15 Issue 4

Ethics & Governance

ATTRACTA LAGAN | Comments | FRIDAY, 10 JAN 2020

It seems everyone has experienced a code of conduct or business ethics training session that is unmemorable, generic and fails to resonate. The unintended consequence of such training is that it leaves ... It ... Read more

Elder financial abuse

JENNIFER SHAW | Comments | FRIDAY, 25 SEP 2020

Time and again, the courts hear cases concerning vulnerable elderly people who have been taken advantage of financially by their own family members. This paper examines the circumstances in which the ... Time ... Read more

The dangers of ignoring client vulnerability

PAUL DERHAM | Comments | FRIDAY, 27 NOV 2020

Chances are you are reading this paper on an electronic device. You may have used the same device to video-chat with others, message your team and create or send documents—in the last hour. Navigating ... Chances ... Read more

Investment

The hunt for yield during COVID-19

SABIL CHOWDHURY | Comments | FRIDAY, 28 AUG 2020

The search for yield is proving to be an endless challenge for investors during the market crisis brought on by the coronavirus (COVID-19) pandemic. Finding attractive yield has become more difficult ... The ... Read more

A lasting bond

PAUL CHIN | Comments | THURSDAY, 3 SEP 2020

High-grade sovereign (or government) bonds remain as relevant as ever in an uncertain and complex market environment. Today's bond yields are indeed low, and some investors may be finding it difficult ... High-grade ... Read more

Bonded to the benchmark

JUSTIN TYLER | Comments | THURSDAY, 22 OCT 2020

Benchmarks are commonly used to measure performance. However, this paper explains why this approach may be problematic in fixed income investing and how to track performance and find returns when investing ... Benchmarks ... Read more

How closed-ended LICs and LITs benefit investors

ANGUS GLUSKIE | Comments | FRIDAY, 6 NOV 2020

Closed-ended investment entities such as listed investment companies (LICs) or listed investment trusts (LITs) have a fixed capital. When investors seek to reduce their investment in a LIC or LIT, they ... Closed-ended ... Read more

Insurance

TPD inside and outside super

JEFFREY SCOTT | Comments | FRIDAY, 5 FEB 2021

Advisers are often asked whether or not a client should own their total and permanent disability (TPD) policy individually (self-owned) or have it structured via a superannuation fund where they are ... Read more

Insurance advice for business clients

CRISSY DEMANUELE | Comments | FRIDAY, 4 DEC 2020

Running a business means taking all sorts of risks, many of which can be difficult to control: economic ups and downs, increased competition and changing consumer behaviour, to name a few. However, one ... Running ... Read more

Technology

Leveraging the technology ecosystem

KYLIE BRYANT | Comments | WEDNESDAY, 30 SEP 2020

The coronavirus (COVID-19) pandemic is reshaping the global business landscape, giving rise to new consumer attitudes and behaviours that are expected to have a lasting impact. In particular, there has ... The ... Read more

Superannuation

Superannuation: Employees with multiple employers

TERRI BRADFORD | Comments | TUESDAY, 13 OCT 2020

Legislation has passed allowing employees with multiple employers to opt out of receiving superannuation guarantee payments to avoid unintentionally breaching their concessional contributions cap. This ... Legislation ... Read more

Taxation & Estate Planning

Leaving a gift to charity

GEOFFREY MILANI | Comments | TUESDAY, 27 OCT 2020

Many people generously leave gifts to charities in their Wills to support the community or important causes. Unfortunately, these gifts sometimes run into issues when the charities named in the Will ... Read more

Challenging a will based on mental capacity

APRIL KENNEDY | Comments | FRIDAY, 20 NOV 2020

Capacity can be an emotionally charged topic, especially in relation to dementia or Alzheimer's disease and other degenerative conditions. This paper discusses how a Will might be challenged on the basis ... Capacity ... Read more

Compliance

The impact of complaints

ANGELIQUE AKSENOFF | Comments | FRIDAY, 11 SEP 2020

As at 30 June 2020, the Australian Financial Complaints Authority (AFCA) had received 80,546 complaints, of which 78% were closed, and $258.6 million paid in compensation. Complaint areas and associated ... As ... Read more

Outsourcing and obligation

ALEXA BOWDITCH | Comments | FRIDAY, 18 SEP 2020

In times like these, can a business be confident that it will continue to comply with its obligations where it has outsourced certain functions? This paper explores strategies that a business can implement ... In ... Read more

Applied Financial Planning

Why budget is not a dirty word

JULIE KNOX | Comments | FRIDAY, 4 SEP 2020

A fellow advice professional I met recently said he avoids the term 'budget' when meeting with clients as they see it as a dirty word. He went on to explain that if you ask clients to complete ... A ... Read more

FS Roundtable: Call to action

KARREN VERGARA | Comments | THURSDAY, 29 OCT 2020

As the global health and economic crises continue to roil equity markets, adviser-led investment strategies need to be actively monitored and managed not only to survive - but to thrive - in a post-COVID-19 ... As ... Read more

Is your client really a sophisticated investor?

MARK WILKINSON | Comments | FRIDAY, 13 NOV 2020

The Financial services industry continues to undergo significant change. With the Australian economy now in a recession, many clients are looking for advice and reassurance. However, as the number of ... The ... Read more

Latest News


Research reveals true value of advice KARREN VERGARA Unadvised Australians are open to receiving financial advice, according to an IOOF survey, which also highlighted the qualitative benefits that improve lifestyles and overall wellbeing.	ESG managed accounts on the rise ANNABELLE DICKSON Financial advisers are turning to managed accounts when looking to implement responsible investment solutions for their clients, new research shows.

Count snaps up three former MLC firms ELIZABETH MCARTHUR Three former MLC firms are joining Count Financial, as its network of financial advice businesses continues to expand.	MetLife expands virtual health service KARREN VERGARA MetLife Australia has partnered with a healthcare provider to expand its virtual services for financial advisers.

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No shame in dreaming

VICTORIA DEVINE
MANAGING DIRECTOR
ZELLA WEALTH PTY LTD

The podcast She's on the Money has become a personal finance juggernaut and catapulted its founder and Zella Wealth director Victoria Devine into the public eye. But she doesn't want to make it all about her, instead she's focused on the power of money to change lives. Elizabeth McArthur writes.

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Judith Beck Author Admin Special Accounts	Simon Gvalda Senior Recruitment Consultant Kaizen Recruitment Pty Limited	Sarah Penn Director Mayflower Consulting Pty Ltd	Phil Anderson General Manager Policy & Professionalism Association of Financial Advisers
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Do you want to know why men are elevated to the top jobs in higher numbers than women? Do you think it is because women are discriminated against? You ...	One of the main questions I am asked by employers when recruiting for financial advisers is, can the adviser bring across clients? While this request ...	Learn why the safety in numbers approach won't help you reach the October 5 deadline for workable target market determinations It's not said out loud ...	In the debate on the Hayne Royal Commission Response Bill 2020 (on annual renewal) in the Senate on 25 February 2021, there was one speech that stood ...
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