Ethics & Governance ATTRACTA LAGAN | FRIDAY, 10 JAN 2020 It seems everyone has experienced a code of conduct or business ethics training session that is unmemorable, generic and fails to resonate. Read more JENNIFER SHAW | FRIDAY, 25 SEP 2020 Time and again, the courts hear cases concerning vulnerable elderly people who have been taken advantage of financially by their own family members. This paper examines the circumstances in which the court will set aside 'gifts' from elderly ... Read more PAUL DERHAM | FRIDAY, 27 NOV 2020 Chances are you are reading this paper on an electronic device. You may have used the same device to video-chat with others, message your team and create or send documents-in the last hour. Navigating the device and its various software tools can be ... Read more Investment SABIL CHOWDHURY | FRIDAY, 28 AUG 2020 The search for yield is proving to be an endless challenge for investors during the market crisis brought on by the coronavirus (COVID-19) pandemic. Read more JUSTIN TYLER | THURSDAY, 22 OCT 2020 Benchmarks are commonly used to measure performance. However, this paper explains why this approach may be problematic in fixed income investing and how to track performance and find returns when investing in bonds. Read more ANGUS GLUSKIE | FRIDAY, 6 NOV 2020 Closed-ended investment entities such as listed investment companies (LICs) or listed investment trusts (LITs) have a fixed capital. When investors seek to reduce their investment in a LIC or LIT, they sell their shares/units on an exchange like the ... Read more Applied Financial Planning JULES KNOX | FRIDAY, 4 SEP 2020 A fellow advice professional I met recently said he avoids the term 'budget' when meeting with clients as they see it as a dirty word. He went on to explain that if you ask clients to complete a budget, they will think that they are going to ... Read more KARREN VERGARA | THURSDAY, 29 OCT 2020 As the global health and economic crises continue to roil equity markets, adviser-led investment strategies need to be actively monitored and managed not only to survive - but to thrive - in a post-COVID-19 world. Read more MARK WILKINSON | FRIDAY, 13 NOV 2020 The Financial services industry continues to undergo significant change. With the Australian economy now in a recession, many clients are looking for advice and reassurance. However, as the number of financial advisers continues to dwindle and a substantial ... Read more Compliance ANGELIQUE AKSENOFF | FRIDAY, 11 SEP 2020 As at 30 June 2020, the Australian Financial Complaints Authority (AFCA) had received 80,546 complaints, of which 78% were closed, and $258.6 million paid in compensation. Complaint areas and associated numbers were Read more ALEXA BOWDITCH | FRIDAY, 18 SEP 2020 In times like these, can a business be confident that it will continue to comply with its obligations where it has outsourced certain functions? Read more Technology KYLIE BRYANT | WEDNESDAY, 30 SEP 2020 The coronavirus (COVID-19) pandemic is reshaping the global business landscape, giving rise to new consumer attitudes and behaviours that are expected to have a lasting impact. Read more Superannuation TERRI BRADFORD | TUESDAY, 13 OCT 2020 Legislation has passed allowing employees with multiple employers to opt out of receiving superannuation guarantee payments to avoid unintentionally breaching their concessional contributions cap. This paper examines how to avoid exceeding your annual ... Read more Taxation & Estate Planning GEOFFREY MILANI | TUESDAY, 27 OCT 2020 Many people generously leave gifts to charities in their Wills to support the community or important causes. Unfortunately, these gifts sometimes run into issues when the charities named in the Will amalgamate with other charities, are wound up, or ... Read more APRIL KENNEDY | FRIDAY, 20 NOV 2020 Capacity can be an emotionally charged topic, especially in relation to dementia or Alzheimer's disease and other degenerative conditions. This paper discusses how a Will might be challenged on the basis of mental capacity and why this is such an important ... Read more Insurance CRISSY DEMANUELE | FRIDAY, 4 DEC 2020 Running a business means taking all sorts of risks, many of which can be difficult to control: economic ups and downs, increased competition and changing consumer behaviour, to name a few. Read more JEFFREY SCOTT | FRIDAY, 5 FEB 2021 Advisers are often asked whether or not a client should own their total and permanent disability (TPD) policy individually (self-owned) or have it structured via a superannuation fund where they are a member. When comparing the pair, the answer may ... Read more |
Latest News
Rate rise exposes adviser knowledge gap
As interest rates rise and inflation grows, some are lamenting a possible knowledge and experience gap in the industry, with a considerable number of financial advisers having only ever known a low inflation environment.
How AMP plans to bounce back
AMP's chair has explained how the group intends to improve its financial performance, while Alexis George outlined how the 173-year-old company will be transformed, with a strong focus on the retirement space.
Record number of adviser graduates: Kaplan
Kaplan Professional announced a record number of financial advisers have graduated from postgraduate financial planning qualifications in 2020 and 2021.
Clime acquires private wealth firm
Clime Investment Management has acquired a Melbourne wealth management business for $7 million.
Cover Story

A promising year
STEPHEN PERERA
MANAGING DIRECTOR
PERERA CROWTHER FINANCIAL SERVICES PTY LTD
MANAGING DIRECTOR
PERERA CROWTHER FINANCIAL SERVICES PTY LTD
The advice industry is poised to turn the corner in 2022. Leading a major association and his own practice, Perera Crowther Financial Services founder Sam Perera is confident advisers will finally have their watershed moment. Karren Vergara writes.