Volume 9, Issue 1

Superannuation
Kim Guest
KIM GUEST , DEBORAH WIXTED  |  MONDAY, 1 AUG 2011
Those leaving the workforce and thinking about applying for a Centrelink income support benefit should consider the effect of actual or intended future employment. Read more
GEMMA DALE  |  TUESDAY, 25 MAR 2014
A thorough reading of the Rice Warner report on self-managed super funds (SMSF) reveals that the findings are in fact broadly positive for the SMSF sector. Read more
JACK LOWENSTEIN  |  TUESDAY, 25 MAR 2014
Since the greatest difference in asset allocation between big super funds and SMSF is in global equities, it is worth looking at the return and risk issues in this decision making process. Read more
JON DE FRIES  |  TUESDAY, 25 MAR 2014
Super beneficiary nominations is an important area of financial advice, considering a member's death benefit will often be considerably boosted by insurance proceeds and be their largest financial asset Read more
PAUL WINTER , VYAS BALASUBRAMANIAN , OLIVER ANTROBUS , LUKE BROWN  |  TUESDAY, 25 MAR 2014
From an economic perspective, growth is a function of demographics, capital and productivity. This paper looks at demographics and highlights that ultimately, the demographic structure of a nation drives returns across asset classes. Read more
PAUL CAHILL  |  TUESDAY, 25 MAR 2014
Australians are living longer than before, but there is a growing disparity between life expectancy and the superannuation balance of an average Australian. Read more
VIC RUTH  |  TUESDAY, 25 MAR 2014
The decision that clients make throughout retirement affect their pension entitlements. In turn, the pension has far reaching impacts on the cost of aged care. Read more
Insurance
Jeffrey Scott
JEFFREY SCOTT  |  TUESDAY, 25 MAR 2014
Insurance in superannuation will have significant changes over the next 12 months and we examine carefully three of these changes to help you prepare for them. Read more
Applied Financial Planning
MARILYN NELSON  |  TUESDAY, 25 MAR 2014
Marilyn Nelson spent six years as a generalist adviser and has been advising in aged care and estate planning for the last five at Big Sky, a mutual firm of Australian Unity. Read more
Alex Wernbacher
ALEX WERNBACHER  |  TUESDAY, 25 MAR 2014
What a daunting prospect it must be for anyone for whom moving a loved one to residential aged care looms on the horizon. There's the guilt, the logistics... and the financial side. Read more
JENNY BROWN  |  TUESDAY, 25 MAR 2014
JBS Financial Strategists director Jenny Brown has had the most eventful year of her professional career. In 2013, the Melbourne-based adviser won the Association of Financial Advisers (AFA) Adviser of the Year Award and was named FS Smileys Scholar ... Read more
MARSHALL BRENTNALL  |  TUESDAY, 25 MAR 2014
What's wrong with the Future of Financial Advice (FoFA) reforms is that they have been hijacked. That's right FoFA has been hijacked! Read more
LOUISE BITI  |  TUESDAY, 25 MAR 2014
Financial planners and other advice professionals have a responsibility to clients to help raise awareness by proactively raising issues and being business-ready. Read more
Sean Howard
SEAN HOWARD  |  TUESDAY, 25 MAR 2014
From 1 July 2014, aged care residents will have more choice about how they pay for their accommodation. Read more
ELISABETH KIRKBY  |  TUESDAY, 25 MAR 2014
It is possible to be optimistic about 'old age' care and we should be able to provide outstanding solutions to this multi-faceted problem. Read more
CRAIG MELDRUM  |  TUESDAY, 25 MAR 2014
Quality advice is critical to ensure not only the best financial outcome for aged care residents, but also that they secure a spot in a facility that they are happy with. Read more
MICHAEL HARKIN  |  TUESDAY, 25 MAR 2014
Sooner rather than later, SMSF members should take steps to ensure their SMSF may continue to function, should they suffer diminished capacity to attend to their financial affairs. Read more
Julie McKay
JULIE MCKAY  |  TUESDAY, 25 MAR 2014
Advisers need to be familiar with the rules related to special residences and how decisions about in-home care might impact the clients' future. Read more
LAURA MILLAN  |  TUESDAY, 25 MAR 2014
In a country that gathers almost all of the world's nationalities and religions, where 25% of its citizens were born abroad, being aware of cultural differences in aged care is almost an obligation. Read more
Taxation & Estate Planning
ANNA LAWTON  |  TUESDAY, 25 MAR 2014
To understand the need for advice for those needing aged care, we need to understand what it is that causes a person to seek advice in the first place. Read more