About the Author

Sonia Cruz
Sonia Cruz
Head of Licensing, The Fold Legal

Articles by Sonia Cruz

Showing 1 to 3 of 3 articles:
Sonia Cruz
SONIA CRUZ  |  FRIDAY, 22 MAY 2020
By Sonia Cruz and Nicholas Pavouris Read more
Sonia Cruz
SONIA CRUZ  |  FRIDAY, 5 JUL 2019
ASIC rejects 30% of AFS licences applications and 24% of credit applications. This article explains why it rejects applications and gives tips on how to avoid becoming a statistic. Read more
Sonia Cruz
CLAIRE WIVELL PLATER , SONIA CRUZ  |  FRIDAY, 19 OCT 2018
There are four things that you need to do after 1 July 2013 when providing personal advice to retail clients - in addition to the disclosure requirements. The four things include (note: the italicised items are new) Read more
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