About the Author

Janet Manzanero-Caruana
Janet Manzanero-Caruana
Senior Technical Services Manager, Insignia Financial Ltd

Janet Manzanero-Caruana is an experienced senior technical services manager with a strong history in financial services. She is skilled in wealth accumulation, superannuation including SMSFs, retirement planning, social security, aged care and tax.

Prior to joining MLC, Janet held roles with the BT Technical Services and IOOF, supporting financial planning practices through client advocacy by enhancing stakeholders' understanding of financial planning issues and ensuring timely, high-quality service to advisers, paraplanning, compliance, marketing and complaints teams.

Articles by Janet Manzanero-Caruana

Showing 1 to 3 of 3 articles:
Janet Manzanero-Caruana
JANET MANZANERO-CARUANA  |  WEDNESDAY, 10 JUN 2026
Read the article to see if everything is ticked off on your Payday Super checklist before the end of the financial year. Read more
Janet Manzanero-Caruana
JANET MANZANERO-CARUANA  |  FRIDAY, 20 FEB 2026
Blended families introduce unique emotional and financial challenges that require careful consideration. Read more
Janet Manzanero-Caruana
JANET MANZANERO-CARUANA  |  FRIDAY, 31 JAN 2020
Selling one's home without the main residence exemption can mean a substantial tax bill. The capital gains tax (CGT) main residence exemption (the exemption) is available to all Australian residents. Read more
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