Kate McKinna has worked in AXA's Technical Services area for over seven years. She is responsible for providing technical financial planning support to advisers and developing financial planning strategies. Prior to joining AXA, Kate worked for the Australian Prudential Regulation Authority (APRA) and the Department of Social Security (now Centrelink). Kate has a degree in Accounting, and post-graduate qualifications from Finsia in Financial Planning as well as Applied Finance & Investment

The substitution of employment income, which has been salary sacrificed into super, with pension income, is a strategy that has received significant attention following the introduction of the transition to retirement rules. In this article, we explore ... Read more