Michael Miller has worked in superannuation and financial planning for over 15 years. He is a director at Canberra-based financial planning and accounting firm Capital Advisory. He is also an expert panel member for the Australian Financial Complaints Authority and the Financial Planning Association's Conduct Review Committee.

Michael is the author of Personal Financial Services Essentials for Lawyers, and co-author of Ethics and Professional Practice in Financial Planning, both published by LexisNexis.

In this article, we examine decisions made by The Australian Financial Complaints Authority (AFCA) between January and March 2023. Read more

If there is one thing that is certain in the practice of financial planning, it's that you will need to work with regulation. Read more

The term 'granny flat agreement' refers to an interest or right for a person to live in a specific home that belongs to someone else-usually a family member. While a term such as 'family care agreement' may be preferrable, granny flat agreement seems ... Read more

This paper reviews the various attempts of Mr Johann Hoefl to secure an age pension payment from Centrelink, and illustrates how his association with a private trust and companies were assessed for social security purposes in this case. Read more

Most people might assume that if you are married to somebody, you are a member of a couple. However, for social security purposes, the definition can be much more complex. Read more

I have been a practising financial planner for over 10 years, with the majority of this practice being as a self-employed financial planner. Read more

I have provided retirement planning to my parents in the past, but I wouldn't do it again after attending a masterclass on conflicts of interest and ethics. Read more