Scot Andrews is the head of technical services at Fiducian Portfolio Services. He has over 10 years experience in the financial planning industry and has completed the Diploma of Financial Planning through Deakin University, is a CFP and has a Masters degree in Financial Planning. Andrews manages a team that provides technical solutions for financial advisers that work within the broad Fiducian adviser network. He regularly assists advisers to develop investment strategies and statements of advice documents. Andrews manages the training programs for advisers and much of the compliance work required for authorised representatives.

The law expects particular requirements to be met when an adviser is providing personal advice to clients.To summarise, when providing personal advice a financial adviser must follow five basic principles (Section 945A and 945B of the Corporations Act ... Read more

A term allocated pension has its own set of complexities. An understanding of how a TAP works, the implications on social security and RBLs and the strategies that can be applied may mean the TAP could have a core place in a client's retirement ... Read more